Delta SkyMiles Reserve Business American Express Card Review

Delta SkyMiles Reserve Business American Express Card

The Delta SkyMiles® Reserve American Express Card is a premier travel credit card designed for frequent travelers who value luxury and exceptional benefits. As a cardholder, you gain exclusive access to a world of premium travel experiences and enjoy many perks that enhance your journey in the air and on the ground. It offers generous rewards like 3X miles on Delta Purchases and 1.5X for all eligible purchases. The Delta SkyMiles Reserve Card is a testament to American Express and Delta Air Lines’ commitment to delivering unparalleled travel privileges to their most discerning customers. Whether business travelers or an avid explorer, this Card offers a gateway to elevated travel experiences and unmatched convenience. This Card provides an Earn 110,000 Miles intro offer.

Quick Highlights of Delta SkyMiles Reserve Business American Express Card

• Earn a generous welcome bonus of 100,000 Bonus Miles after spending $6,000 in purchases on your new Delta SkyMiles® Reserve American Express Card within the first six months.
• Receive complimentary access to the Delta Sky Club® when traveling on a same-day Delta-marketed or Delta-operated flight. You can also bring up to two guests for a reduced per-visit rate of $50 each.
• Enjoy access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
• Earn $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Head Start. You can also earn an additional $1 Medallion® Qualification Dollar for every $10 spent on purchases with your Card in a calendar year.
• You will receive a Companion Certificate each year after renewing your Card. It is valid for First Class, Delta Comfort, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations. Restrictions apply.
• Get a $240 Rosy Credit and $120 Rideshare Credit each year with your Reserve Card.
• Eligible Card Members can also receive 15% off Award Travel bookings made with miles through delta.com and the Fly Delta app.
• Upgrade priority is given to Reserve Card Members over other Medallion Members within the same level and fare class. And if you’re not a Medallion Member, purchase your ticket on or after February 1, 2024, to be added to the complimentary upgrade list’s
• Enjoy a fee credit for Global Entry or TSA Recheck when you use your Reserve Card to apply. Plus, you will receive access to TSA PreCheck if approved for Global Entry.
• Earn 3X miles on Delta purchases and 1.5X on all eligible purchases with your Reserve Card.
• Get a $200 Delta Stays Statement Credit annually when booking eligible prepaid stays on delta.com with your Reserve Card.
• Elevate your car rental experience with complimentary Hertz President’s Circle Status when enrolling in the program. Add your account number to the SkyMiles account associated with your Reserve Card. Plus, you will receive additional benefits when registering through delta.com/my promos/eligible and enrolling in the promotion at delta.com/hertz.
• Say goodbye to foreign transaction fees with your Reserve Card.
• Want even more flexibility? Use Pay with Miles to save up to $50 on every 5,000 miles redeemed when booking on delta.com.
• Enjoy your first checked bag for free on Delta flights when you use your Reserve Card.
• The Annual Fee is $650
• Terms and restrictions apply to all benefits mentioned above. See terms and conditions for details.

Rewards and Benefits of Delta SkyMiles Reserve Business American Express Card

Rewards of Delta SkyMiles Reserve Business American Express Card

• The Delta SkyMiles® Reserve American Express Cardholders earn an impressive 3X Card and offers a generous rewards program allowing cardholders to earn miles on their purchases, focusing on Delta-related expenses.
• The card offers a solid 1.5X miles per dollar spent on all other eligible purchases. This applies whether dining at your favorite restaurant, shopping for everyday essentials, or purchasing online.

How to redeem rewards

• Redeeming rewards through Delta’s SkyMiles program can be valuable in maximizing your travel benefits. However, since Delta no longer publishes award charts on its website and has implemented dynamic pricing, determining the exact cost of an award ticket can be a bit challenging. Award flights now vary in price based on demand, meaning that more desirable flights require more miles.
• Despite these changes, with some diligence, it is still possible to find round-trip flights within the U.S. for 25,000 miles or less and round-trip flights to Europe in economy class for under 60,000 miles. To increase your chances of finding a better deal, regularly check Delta’s SkyMiles Deals page to stay updated on the latest award ticket sales. While these sales may not always be available, they can offer significant savings when they occur.
• One advantage of the SkyMiles program is that you cannot redeem your miles solely on Delta flights. You can also use your SkyMiles to book flights on other airlines that are part of the SkyTeam alliance. Some of the SkyTeam member airlines that accept SkyMiles for bookings include Aerolineas Argentinas, Aeromexico, Air France-KLM, China Airlines, China Eastern Airlines, Korean Air, Middle East Airlines, Saudia Airlines, Tarom Airlines, Vietnam Airlines, Virgin Atlantic, and Xiamen Airlines. This broad selection of partner airlines provides more flexibility and options for redeeming rewards.
•  The Delta SkyMiles Reserve American Express Card rewards potential is as follows: You will earn 3X SkyMiles per dollar spent on airfare and 1X SkyMiles per dollar paid on all other purchases. Based on an estimated annual spend of $1,540 on airfare and $37,797 on all other purchases, you can potentially earn around 4,620 SkyMiles from airfare spending and 37,797 SkyMiles from further purchases, resulting in a total of 42,417 SkyMiles.

Benefits of Delta SkyMiles Reserve Business American Express Card

Escape the Crowds

Sky Club membership offers several benefits to cardholders. The primary cardholder can enjoy access to Delta Sky Clubs when flying with Delta Air Lines. Additionally, they receive four one-time guest passes annually to share with friends or family. After using the guest passes, up to two guests can accompany the primary cardholder by paying a fee of $50 per person for lounge access. Starting from February 1, 2025, Reserve cardholders will receive 15 Club visits per year unless they meet a minimum spending threshold of $75,000 each calendar year.

Centurion Lounges Access

Card members also have access to Centurion Lounges with a Delta ticket. They can bring up to two guests at $50 per person.

Free Checked Bag 

The complimentary first checked bag. The primary cardholder and up to eight companions traveling together on the same reservation can check their bags for free on Delta flights, saving $30 per bag.

Priority Boarding

Priority boarding and up to eight additional travelers on the same reservation are available to the cardholder. They can board with the Main Cabin 1 group, ensuring a smoother and more convenient travel experience.

Foodie Finds

Cardholders can also take advantage of various statement credits. By enrolling in the program, they can earn up to a $20 monthly credit for purchases at U.S. Resy restaurants.

Rideshare Ready

They can receive up to a $10 monthly statement credit for rideshare services to the airport or around town using their Reserve card.

Hotel Savings

Booking accommodations through Delta Stays on delta.com allows you to receive up to a $200 statement credit each year for prepaid hotel stays or vacation rentals.

Global Entry or TSA PreCheck Made Easy

For expedited security screening, cardholders can receive a statement credit of up to $85 for TSA PreCheck or up to $100 for Global Entry.

Save on Inflight Goodies

In-flight purchases are also rewarded with a 20% statement credit when using the co-branded Delta card for snacks, drinks, or entertainment on Delta flights.

Fly Further for Less

Lastly, the Takeoff 15 benefit provides a 15% discount on any Delta award bookings made with miles through Delta.com or the Fly Delta app.

Feature Benefits

The MQD Boost Feature allows you to earn $1 Medallion Qualification Dollar (MQD) for every $10 spent on your Delta SkyMiles Reserve American Express Card within a calendar year.

MQD Headstart: This feature allows you to earn $2,500 Medallion Qualification Dollars (MQDs) each Medallion Qualification Year, helping you progress towards achieving elevated Status for the next Medallion Year.

$240 Resy Credit: This exclusive benefit is included with your enrolled Delta SkyMiles Reserve American Express Card. This card allows you to earn up to $20 monthly in statement credits when you dine at eligible U.S. Resy restaurants. To take advantage of this offer, create a Resy account on Resy.com or through the Resy app and use it to make your restaurant reservations.

Rates and Fee

Rates

• Regular APR: 20.99% – 29.99% variable
• APR for Cash Advances: 29.99%
• Intro Purchase APR: N/A
• Intro Balance Transfers APR: N/A

Fee

• Foreign Transaction Fee: None
• Annual Fee: $650
• Cash Advance: $10 or 5% of the amount of each cash advance, which is more significant.
• Foreign Transaction: None

Penalty Fees

• Late Payment: Up to $40
• Returned Payment: Up to $40
• Overlimit: None

Eligibility Criteria

• Age: You must be at least 18 years old.
• Residence: You need a valid US Social Security number and a US billing address.
• Credit History: This card typically requires a good or excellent credit history—a FICO® Score of 670 or 850, promising to be extraordinary.

Approval Process

American Express offers two options to see if you’re pre-qualified for the card:

• Pre-qualification: This soft credit check will not impact your credit score. It will give you a general idea of your chances of approval.
• Pre-approval: This involves a hard credit check and provides a more definitive answer on your approval odds.

Tips for Approval

• Solid Credit Score: Aim for a good or excellent credit score to increase your chances of approval.
• Healthy Income: Demonstrate a stable income sufficient to cover card expenses.
• Low Credit Utilization: Keep your credit card balances lower than your credit limits.
• Limited Recent Applications: Avoid applying for multiple credit cards quickly.

How to Apply

1. Search for “Delta SkyMiles® Reserve American Express Card” using a web browser. This should lead you to the American Express or Delta Air Lines website with information about the card.
2. Look for an “Apply Now” or “Pre-qualify” button on the webpage. Clicking this button will typically take you to the application form.

Customer Service/ Phone Number

1-800-528-4800 (This is the number for existing card members inquiring about their account.)

Conclusion

The Delta SkyMiles® Reserve American Express Card offers a range of valuable benefits and rewards for frequent travelers. With access to Delta Sky Clubs, Centurion Lounges, and priority boarding, cardholders can enjoy enhanced travel comfort and convenience. The card offers a free first-checked bag, saving you money on baggage fees. Earning Medallion Qualification Dollars (MQDs) through card spending and the MQD Headstart and MQD Boost features provide opportunities to achieve higher Medallion Status and unlock elevated benefits. The card also offers statement credits for Resy restaurant purchases, rideshare services, and in-flight purchases.

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