Delta SkyMiles Gold Business American Express Card Review

Delta SkyMiles Gold Business American Express Card Review

The Delta SkyMiles Gold Business American Express Card is perfect for frequent flyers and business owners. You can earn rewards like 2X miles on direct Delta purchases and at restaurants. This Card offers 2X miles on U.S. purchases for advertising select media and U.S. shipping purchases (up to $50,000 in eligible purchases per category per year) and 1X miles on all other eligible purchases.

Every time you use your card, you earn valuable miles that can be redeemed for flights and other travel expenses. The rewards don’t stop there. New card members can earn an impressive 80,000 bonus miles after spending $6,000 in purchases within the first six months of card membership (limited-time offer ends 3/27/24). Card members can earn a credit worth up to $200 on future Delta flights after spending $10,000 in a calendar year.

Quick Highlights of Delta SkyMiles Gold Business American Express Card

• Earn 80,000 bonus miles after spending $6,000 on your new Delta SkyMiles® Gold Business American Express Card in the first 6 months of Cardholder. This limited-time offer ends on March 27, 2024.
• A $0 introductory enjoy an annual fee for the first year, then pay just $150 annually.
• Save 15% on Award Travel with miles when booking through delta.com and the Fly Delta app. This discount applies to Delta flights and excludes partner-operated flights and taxes and fees.
• Receive a $200 Delta Flight Credit for future travel after spending $10,000 in purchases within one year.
• Enjoy the 2 miles for every dollar spent at U.S. shipping providers and U.S. providers for advertising in select media, up to $50,000 per category annually.
• Enjoy the 2X miles for every dollar spent on eligible purchases directly with Delta and at restaurants.
• Enjoy the 1X mile for every dollar spent on other purchases.
• Enjoy a free first-checked bag on Delta flights and Main Cabin 1 Priority Boarding.
• Get an annual statement credit of up to $150 when using your Delta Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• To receive a 20% savings in the kind of statement credit on eligible in-flight purchases made with your Card.
• Travel with peace of mind; this Card offers no foreign transaction fees when overseas using this Card.
• Terms and limitations apply for all benefits stated.

Rewards and Benefits of Delta SkyMiles Gold Business American Express Card

Rewards of Delta SkyMiles Gold Business American Express Card

• Earn the 2 miles for every dollar spent on direct Delta purchases and at eligible restaurants, making it easy to rack up miles while satisfying your cravings.
• Get rewarded for promoting your business with 2 miles per dollar spent on U.S. purchases for advertising in select media, including social media platforms, and on U.S. shipping purchases up to $50,000 per category per year.
• For all other purchases, you’ll still earn 1 mile for every dollar spent with your Delta SkyMiles® Gold Business American Express Card.
• Enjoy no foreign transaction fees abroad, giving you even more opportunities to earn and redeem your miles internationally.

How to Redeem Rewards

• Redeem miles for flights: Cardholders can use their Delta SkyMiles® Gold Business American Express Card to purchase flights through the Fly Delta app or Delta SkyMiles account and get a 15% discount called Takeoff15.
• Wide range of airline partners: With over 20 airline partners, including Air France and Virgin Atlantic, cardholders have more options to book flights with their miles.
• Long-term savings: The Takeoff15 discount is a great incentive for cardholders to keep the Delta SkyMiles® Gold Business American Express Card long-term, as it can save them thousands of miles over a year.
• Best bargains through Award Deals: Delta SkyMiles Award Deals offer the best bargains on award flights, such as 8,000 miles for a one-way flight from Seattle (SEA) to Chicago (ORD) or 64,000 miles for a one-way flight to Auckland, New Zealand (AKL).
• Keep an eye on flash sales: Delta SkyMiles frequently offers flash sales that can save cardholders even more miles. It is recommended that you check the site regularly for these deals.
• Other options for redemption: In addition to flights, cardholders can use their miles for upgrades, booking through Delta Vacations, or even purchasing champagne at the Delta Sky Club. However, the best value for miles is typically on award tickets. Overall, the Delta SkyMiles® Gold Business American Express Card offers a wide

Benefits of Delta SkyMiles Gold Business American Express Card

• The first checked bag fee is waived for the cardholder and up to nine guests, resulting in significant savings if used frequently. For the free bag, $30, you can use perks greater than three times. If you can save more baggage fees, the annual fee costs you.
• Priority boarding is available for cardholders and guests using their SkyMiles number during booking.
• Eligible purchases totalling $10,000 or more annually will earn the cardholder a $200 Delta credit for future Delta flights.
• Cardholders can earn 20% back as a credit on eligible in-flight purchases such as meals, snacks, beverages, and audio headsets.
• Baggage insurance coverage is available for any travel tickets purchased with the Card.
• Car rental insurance for damages and theft is also included when using the card to book and declining the collision damage waiver at the agency.

Feature

• Welcome Offer & Rewards: Earn miles on everyday business spending, plus a welcome offer and a $200 Delta Flight Credit after meeting spending requirements.
• Free Checked Bag & Priority Boarding: Save on baggage fees and get on the plane faster with complimentary benefits on Delta flights.
• No foreign transaction fees: Use your card abroad without getting charged extra.
• Free Employee Cards: Extend card benefits to your employees at no additional cost (see rates and fees).
• Travel & Purchase Protections: Enjoy peace of mind with various travel and purchase safeguard features.
• Global Access: Access special offers and discounts on car rentals, travel packages, in-flight purchases, and more.
• Bonus Perks: Use a mobile payment app, online business forum, roadside assistance, and ShopRunner membership (enrollment required).
• Try Before You Buy: The first-year annual fee is waived, allowing you to explore the card’s benefits without an upfront cost.

Rates and Fee of Delta SkyMiles Gold Business American Express Card

Rates

• Purchases: 20.99% to 29.99% (based on your creditworthiness)
• Cash Advances: 29.99%
• Penalty APR: 29.99% (applied if you make late payments or returned payments)
• Intro purchase APR: N/A
• Intro balance transfer APR: N/A

Fee

Annual Fee: $0 for the first year fee introductory fee, then $150

• Cash Advance: Either $5 or 3% of the amount of every advance, which is greater.
• Foreign Transaction Fee: None

Penalty Fees

• Late Payment: Up to $39
• Overlimit: None
• Returned Payment: $39

Eligibility Criteria

• It’s generally recommended to have good credit (typically a score of 670 to 850, good to excellent higher) to qualify for this card.
• You’ll need to be a business owner or an authorized business representative. Sole owners, freelancers, and independent contractors are eligible.

Approval Process

• American Express will likely consider your credit history, income, and business financial statements during the application process.
• You can register for the card online or through an American Express representative.
• You can submit your application one time; American Express will review it and let you know their decision within a few days.

How to Apply

1. Go to the American Express website.
2. Search for “Delta SkyMiles® Gold Business Card.”
3. You should find the card details and an application link on the American Express website.

Customer Service/Phone Number

• American Express Customer Service: 1-800-528-4800
• Delta Air Lines Customer Service: 1-800-221-1212

Conclusion

The Delta SkyMiles® Gold Business American Express Card is a great fit for Delta fans, offering a big sign-up bonus, bonus miles on Delta flights, and valuable travel benefits to make business trips smoother. The Delta SkyMiles® Gold Business Card offers compelling rewards and benefits for frequent Delta flyers with small businesses. The card’s bonus miles, free checked bags, and travel credits can significantly reduce travel expenses. With a reasonable annual fee and targeted bonus categories for shipping, advertising, and restaurants, this card can be valuable money for business owners on the go.

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