Delta SkyMiles Platinum American Express Card Review

travelingDelta SkyMiles Platinum American Express Card Review

Card members can access top Delta frills, including inflight discounts, priority boarding, and the highly sought-after annual companion certificate.

With this card, rewards are plentiful, with a high reward rate of 3X miles on all purchases made through Delta and eligible direct hotel purchases. Additionally, earn 2X miles at U.S. supermarkets and restaurants worldwide and 1X on all other eligible purchases.

As a special offer, spend $4,000 in eligible purchases within the first six months of account opening and earn 90,000 bonus miles. Take advantage of these fantastic perks and apply for the Delta SkyMiles Platinum American Express Card today!

Quick Highlights

• Earn 90,000 bonus miles after spending $4,000 in purchases on your new card in your first six months.
• Get a Companion Certificate for domestic, Caribbean, or Central American roundtrip flights each year after card renewal (restrictions apply).
• Earn Medallion® Qualification Dollars (MQDs), get closer to Medallion Status with MQD Headstart, and boost earnings through purchases.
• Enjoy 15% off when using miles to book award travel on Delta flights.
• Earn up to 3X miles on Delta purchases and hotel stays, 2X miles at restaurants and supermarkets, and 1X on other purchases.
• Get up to $120 in annual statement credits for rideshare purchases and Resy dining.
• Enjoy a free first-checked bag, priority boarding, and Global Entry or TSA Precheck fee credit.
• As a non-Medallion Member, be added to the Complimentary Upgrade list after Delta SkyMiles Medallion Members and Reserve Card Members (eligible tickets purchased on or after February 1, 2024).
• Earn up to $150 in statement credits on Delta Stays bookings and get Hertz Five Star® Status.
• There are no foreign transaction fees.
• Pay with Miles for flights and get up to $50 off for every 5,000 miles redeemed.
• $350 annual fee.

Benefits of Delta SkyMiles Platinum American Express Card

The Delta SkyMiles® Platinum American Express Card offers a variety of benefits to enhance your travel experience. From savings on airfare and dining to exclusive perks and protections, this card is designed to make your journey more enjoyable.

• Fee Credit for Global Entry or TSA Precheck: Skip the lines and get expedited screening with either a statement credit for Global Entry every four years (valued at $100) or TSA Precheck® every 4.5 years (valued up to $85) when you use your Delta SkyMiles® Platinum American Express Card to pay the application fee.
• 20% Back on In-Flight Purchases: Enjoy a 20% statement credit for eligible Delta in-flight purchases such as food and beverages when you use your card.
• NEW Complimentary Upgrade List: Not a Medallion Member? With this benefit, eligible Card Members will be added to the Complimentary Upgrade list after Delta SkyMiles Medallion Members and Reserve Card Members, giving you a better chance of scoring an upgrade. The benefit is available for tickets purchased on or after February 1, 2024.
• Trip Delay Insurance: Unforeseen delays during travel can be stressful, but with Trip Delay Insurance, you can get reimbursed for additional expenses up to $300 per trip when a covered reason causes a delay of more than 12 hours. This benefit is available for up to two claims per eligible card per 12 consecutive months, and terms, conditions, and limitations apply.
• Baggage Insurance Plan: Travel worry-free knowing your baggage is covered in case of loss, damage, or theft when you purchase the entire fare for a standard carrier vehicle ticket using your Delta SkyMiles® Platinum American Express Card. Coverage is provided for carry-on baggage up to $1,250 and checked baggage up to $500 over the coverage supplied by the common carrier.
• No Foreign Transaction Fees: With no foreign transaction fees, you can use your Delta SkyMiles Platinum American Express Card globally without incurring additional charges.

Additional Benefits

• TakeOff 15: Book award travel with miles and get 15% off by logging into your Delta SkyMiles account on delta.com or the Fly Delta app. This discount is automatically applied when searching for Delta flights using “Shop with Miles.”
• MQD Headstart: Earn $2,500 Medallion Qualification Dollars each Medallion Qualification Year to help you reach elevated status in the next Medallion Year.
• MQD Boost: Use your card for everyday purchases and earn a $1 Medallion Qualification Dollar after spending just $20 with the Delta SkyMiles® Platinum Card.
• $150 Delta Stays Credit: Book prepaid hotels or vacation rentals through Delta Stays on delta.com and receive up to $150 annually as a statement credit.
• $120 Rideshare Credit: Register your card and get up to $10 back in statement credits each month when using your card to pay for U.S. rideshare purchases with select providers, totaling up to $120 annually.
• First Checked Bag Free: As a Card Member, you can check your first bag for free on Delta flights booked with your card. This can save you up to $60 per round-trip flight per person. For a family of four traveling together, this could mean a potential savings of up to $240 per round-trip flight.
• Pay with Miles: With the Pay with Miles feature, you have even more flexibility when redeeming your miles. For every 5,000 miles you redeem through Pay with Miles when booking on Delta.com, you can take up to $50 off the cost of your flight. This allows you to use your miles for partial or complete payment of the ticket price, giving you more options and savings.

Rates and Fees

• Intro offer: Earn 90,000 miles
• Annual fee: $350
• Regular APR: 99%–29.99% variable
• Recommended credit: 670-850 (Good to Excellent)
• Intro Purchase APR: N/A
• Intro Balance Transfers APR: N/A

Rewards Rate

• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.
• Earn 1X Miles on all other eligible purchases.

Redeeming Your Delta SkyMiles

There are several ways to redeem your Delta SkyMiles earned with the Delta SkyMiles Platinum American Express Card:

• Delta Flights: This is the most straightforward option, though award pricing varies depending on destination, booking time, and demand (dynamic pricing). Search for flights during Delta’s SkyMiles deal to find fares as low as 7,000 miles plus taxes and fees.
• Partner Airlines: Redeem miles on flights operated by Delta’s SkyTeam alliance partners like Air France, KLM, and Aero Mexico. While partner award charts may exist, they’re not readily available. Look for value on routes between non-U.S. destinations, such as Europe to the Middle East or between European cities.
• Seat Selection and Extras: You can use miles for seat selection or premium drinks on Delta flights, but these are generally less valuable redemptions than those for actual flights.

Applying for the Delta SkyMiles Platinum American Express Card

Eligibility Criteria

• Be at least 18 years old.
• Have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).
• Have a U.S. physical address (no P.O. boxes).
• Show proof of enough income to make the monthly minimum payments.
• Have good credit (at least a minimum credit score of 690+, although this is not required by American Express).
• I am still waiting to receive the welcome bonus for this card or similar Delta SkyMiles Platinum cards in the past.

The Application Process

• You can apply for the Delta SkyMiles® Platinum American Express Card online at the American Express website.
• The application process typically involves filling out a form with your personal information, financial details, and employment history.
• American Express will review your application and decide based on your eligibility criteria.
• You can check your application status online or by calling American Express customer service.

Approval Timeline

• A decision on your application is typically received within a few days.
• Sometimes, American Express may request additional information from you before making a final decision.

Why should I get the Delta SkyMiles Platinum American Express Card?

There are several reasons why getting the Delta SkyMiles Platinum American Express Card may be a wise decision for you:

• You frequently fly with Delta or one of its partner airlines, which include Virgin Atlantic, Jet Airways, and Aero México.
• You plan a memorable trip and want to take advantage of Delta’s valuable companion pass.
• You want to save money on checked bags, which can add up quickly on multiple trips.
• You often travel internationally and would benefit from avoiding American Express’ usual 2.7 percent foreign transaction fee.

How can I make the most of my Delta SkyMiles Platinum American Express Card?

To make the most of your Delta SkyMiles Platinum American Express Card, follow these tips:

• Meet the spending requirement of at least $4,000 within the first six months to earn the card’s introductory bonus.
• Use your card for all eligible Delta and hotel purchases to earn triple miles.
• Take advantage of the double mileage bonus by using your card at restaurants and U.S. supermarkets.
• Avoid paying excessive interest charges by paying your balance in full every month.

Customer Service

Helpline Number: (800) 392-1177

Official Website:  American Express

Conclusion

The Delta SkyMiles Platinum American Express Card caters to frequent flyers on Delta and SkyTeam airlines. Consider your travel habits and spending patterns to determine if this card’s bonus miles, travel credits, and companion pass justify the annual fee.

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