Bank of America Travel Rewards credit card for Students Review

The Bank of America Travel Rewards credit card for students is designed specifically for students passionate about traveling and exploring new places. There is no annual fee and no foreign transaction fee.

This card is the perfect companion for any student planning to study abroad or take a trip during school breaks. Its features and benefits make it attractive for those looking to maximize their rewards. The Bank of America Travel Rewards credit card for students offers a generous introductory APR offer. This card provides 1.5X points on all purchases and sign-up bonuses.

Quick Highlights of Bank of America Travel Rewards Credit Card for Students

Enjoy the freedom of earning uncountable 1.5X bonus points for every $1 spent on all buying with no annual or foreign transaction fees. Plus, never worry about your points expiring as long as your account remains open.
Receive a generous bonus of 25,000 online points when you spend $1,000 within the first 90 days of opening your account. These bonus points can be redeemed for a $250 statement credit towards travel purchases.
Use a Bank of America Travel Rewards credit card to book your next trip on your terms, with no restrictions or blackout dates. Whether it’s flights, hotel stays, car rentals, or even restaurant takeout, you can earn and redeem points for any travel or dining purchase.
Take advantage of a 0% introductory APR for the first 15 billing cycles on buying and balance transfers within the first 60 days. After that, an APR of 18.24%–28.24% will apply, with a 3% introductory balance transfer fee for the first 60 days.
As a student, it’s important to build a strong credit history. With the Bank of America Travel Rewards credit card, you can responsibly use your card to help establish good credit. Access your FICO® Score free through Online Banking or your Mobile Banking app.
Enjoy the convenience and security of contactless cards with the Bank of America Travel Rewards credit card. Tap your card at participating merchants for a quick and easy checkout experience.
This exclusive online offer may not be available if you leave this page or visit a Bank of America financial center. Apply now to earn unlimited points with no annual or foreign transaction fees.

Rewards and Benefits of Bank of America Travel Rewards Credit Card for Students

Rewards of Bank of America Travel Rewards credit card for Students

You can enjoy 1.5X points for every dollar spent on general purchases. Whether shopping for groceries, dining out at restaurants, or making everyday purchases, you’ll accumulate points quickly, bringing you closer to exciting rewards.
The opportunity to earn 25,000 online bonus points. You only need to spend $1,000 within the first 90 days of opening your account. This generous offer allows you to jumpstart your points balance and enjoy the benefits of our rewards program from the very beginning.
The flexibility to redeem your accumulated points for travel or statement credits. When planning your next vacation or business trip, you can use your points to book flights, hotels, car rentals, or other travel-related expenses. If you prefer to offset your credit card bill, you can redeem your points for the statement credits, effectively reducing your outstanding balance.

How to redeem Rewards of Bank of America Travel Rewards credit card for Students

The Bank of America Travel Rewards for Students card offers a refreshingly easy approach to redeeming rewards. Forget blackout dates or airline restrictions! This card lets you book your travel freely and redeem points for a statement credit, reimbursing you for the expense.

Flights, hotels, vacation packages, rental cars, baggage fees—you name it, you can redeem points for it. Cruises and even restaurant dining (including takeout) are fair game, too. Generally, each point holds a value of 1 cent when used for travel or dining redemptions.

Rewards Potential

The Bank of America Travel Rewards for Students card keeps things straightforward. You enjoy a flat 1.5X point increase for every dollar spent on all purchases. This makes it a great option for students who don’t want to worry about tracking which purchases earn bonus rewards.

The average college student spends around $13,640 annually. A 1.5% return rate on those expenses translates to roughly $204.60 in rewards annually. On top of that, you’ll also earn the first-year welcome bonus, giving your travel fund an extra boost.

Benefits of Bank of America Travel Rewards Credit Card for Students

Manage Your Finances on the Go: Monitor your spending and stay in control with Bank of America’s award-winning mobile banking app, which is accessible virtually anywhere.
Expert Guidance: Schedule a personalized appointment with a bank representative for one-on-one advice and guidance on managing your finances effectively.
Better Money Habits: Learning to handle your credit is a big responsibility. A little knowledge can go a long way.

Feature of Bank of America Travel Rewards credit card for Students

$0 Liability Guarantee

As a cardholder, you can enjoy peace of mind with our $0 liability guarantee. This means you are not responsible for any fraudulent charges using your credit card. In the unfortunate event of unauthorized transactions, we will work with you to investigate and resolve the issue promptly, ensuring you are not held financially responsible.

Overdraft Protection

Our credit card offers the added benefit of overdraft protection for Bank of America checking accounts. By giving your credit card link to your checking account, you can prevent overdrawing your account and incurring costly fees. If your checking account balance becomes zero, funds will be auto-transferred from your credit card to cover the shortfall, providing you with peace of mind and financial stability.

Paperless Statements

We believe in the importance of environmental sustainability, which is why we offer the option of paperless statements. You can help save trees and reduce paper waste by choosing digital statement options. Additionally, accessing your statements online or through our mobile app allows convenient and secure access to your account information whenever needed.

FICO Score Monitoring

As a valued cardholder, you can access credit score monitoring at no extra cost. We provide regular updates on your FICO score, allowing you to keep track of your creditworthiness and make informed financial decisions. Checking your credit score history can help you identify areas for improvement and maintain good credit health.

Digital Wallet and Contactless Chip Technology

We understand the importance of convenience and security in today’s digital world. Our credit card is equipped with contactless chip technology and secure payments by tapping your card at compatible payment terminals. Our card can be added to popular digital wallets such as Apple Pay, Google Pay, and Samsung Pay, enabling you to make payments with your smartphone or other mobile devices.

Account Alerts and Online or Mobile Banking

With our credit card, you can enjoy the ease and flexibility of managing your account through our online and mobile banking platforms. You can access real-time account alerts, customized to notify you of important account activities, such as large transactions or payment due dates. Our user-friendly Bank of America app and website provide convenient access to your account information, allowing you to check balances, make payments, and track your spending anytime, anywhere.

Online & Mobile Banking

The Bank of America Travel Rewards for Students card. This card comes with access to Bank of America’s award-winning online and mobile banking platform. This user-friendly system allows you to bank from virtually anywhere securely. Pay your credit card bill with ease, transfer funds between accounts, check your available credit, and more—all conveniently from your phone or computer.

Rates and Fees of Bank of America Travel Rewards credit card for Students

Rates

Intro Purchase APR and Balance Transfers APR: 0% for 15 billing cycles
Regular APR: 18.24%-28.24% Variable APR on purchases and balance

Fee

Annual Fee: $0
Balance Transfer Fee: 3% of each transaction (intro balance transfer fee for the first 60 days your account is open). After the intro balance transfer fee offer ends, all future balance transfer fees are 4%.

Eligibility criteria

Be a Student: This card is designed for students, though the specific requirements (high school senior, college student, etc.) aren’t explicitly stated.
Have Good Credit: While an exact credit score isn’t advertised, a good credit score (around 670 to 850, good to excellent) is generally recommended for approval.
U.S. Residency: You must be a U.S. citizen or permanent resident to apply.
Social Security Number: A Social Security number is required for the application process.

Approval Process

The approval process for the Bank of America® Travel Rewards for Students card involves submitting an online application. Bank of America will review your credit history, income (if provided), and other factors to determine your eligibility.

Here are some additional points to consider:

Cosigner Option: If you have a limited credit history or a lower credit score, you can improve your approval chances by applying with a cosigner who has good credit.
Pre-Qualification Tool: Bank of America may offer a pre-qualification tool that allows you to see your estimated chances of approval without impacting your credit score.

How to Apply

The Bank of America® Travel Rewards for Students card can be applied for easily online. Here’s a quick guide:

Head over to the Bank of America website for the Travel Rewards for Students card [Be sure to replace this bracketed text with the actual link to the application page on Bank of America’s website].
Review the card details and benefits to ensure they align with your needs.
Click on “Apply Now” The Bank of America
You’ll be directed to a secure online application form. Fill out the form accurately, providing your personal, income, and employment information.
Once you’ve completed the application, submit it for review.
Bank of America, your application will review and inform you of their decision within a few business days.

Customer Service/ Phone Number

Bank of America Travel Rewards credit card for students’ phone number is 1 (800) 732-9194.

Conclusion

The Bank of America Travel Rewards for Students card offers a compelling package for college students searching to build credit and earn travel rewards. With its straightforward rewards rate, no annual fee, and welcome bonus, this card makes it easy to accumulate points redeemable for various travel expenses. Bonus points can be enjoyed on all purchases, eliminating the need to track rotating categories. The card also prioritizes responsible credit use through features like Better Money Habits® and easy access to online and mobile banking tools for managing finances.

What card-recommended Credit Card

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5.4Expert Score

The Bank of America Travel Rewards credit card for students is designed specifically for students passionate about traveling and exploring new places. There is no annual fee and no foreign transaction fee. This card is the perfect companion for any student planning to study abroad or take a trip during school breaks.Its features and benefits make it attractive for those looking to maximize their rewards. The Bank of America Travel Rewards credit card for students offers a generous introductory APR offer. This card provides 1.5X points on all purchases and sign-up bonuses.

Introductory Offer

5.2

Interest and Fees

2.6

Rewards Program

9.8

Features

Issuer customer Experience

3.2

PROS

Lucrative Welcome Bonus: This card offers a generous welcome bonus of 25,000 points, which can jumpstart your travel rewards journey.
No Annual Fee: You won't be charged any annual charges for carrying this card.
Straightforward Rewards Rate: Earning is easy with a flat 1.5 points on every dollar spent, eliminating the need to track bonus categories.
No Foreign Transaction Fees: Traveling students can avoid extra fees on international purchases.
Building Credit Habits: This card can be a valuable tool for students to establish a positive credit history with responsible use.
Mobile Banking Access: Manage your account conveniently with Bank of America's award-winning mobile banking app.
Better Money Habits®: This program offers educational resources and guidance to help students develop sound financial management skills.

CONS

Limited Rewards Potential: The 1.5% flat rate might be better for students who spend heavily in specific categories that typically offer higher rewards with other cards.
No Transfer Partners: Unlike some travel cards, you cannot transfer points to airline or hotel programs for potentially greater redemption value.
Higher Purchase APR: The ongoing interest rate on purchases can be steep, so paying your balance in full monthly is crucial to avoid accumulating debt.
Creditworthiness Requirement: This card typically requires good credit, which may only be attainable for some students with limited credit history.

Specification: Bank of America Travel Rewards credit card for Students Review

Best For:	TRAVEL CARD FOR STUDENTS
Recommended Credit	Good to Excellent (670 – 850)
Intro Offer:	Earn 25,000 points
Rewards	Automatically earn unlimited 1.5x Miles on every dollar of every purchase., Earn 1X ThankYou Points on All Other Purchases.
Annual Fee:	No Annual Fee
Regular APR:	18.24% – 28.24% Variable
Intro Balance Transfers APR:	N/A
Intro Purchase APR:	N/A
Intro Purchase APR Period:	0% Intro APR for 15 billing cycles
Balance Transfers Fee:	3% introductory balance transfer fee for the first 60 days the account is open. After that, the fee for future balance transfers is 4%
Foreign Transaction Fee	None
Cash Advance Fee	4% of the amount of each transaction.
Late Payment Fee:	Up to $40
Cash Equivalent Fee	N/A
Convenience Check Fee	N/A
Returned Payment Fee:	N/A
Over Limit Fee:	N/A
ExtendPay Fee	N/A
Credit Card Limit:	$1,000 to $20,000 or More
Credit Card Type	TRAVEL CARD FOR STUDENTS
Credit Card Features	Free Experian credit score access, Zero fraud liability, Mobile app and online account management, No Annual Fee, No Foreign Transaction Fees

Bank of America Travel Rewards credit card for Students Review