User Posts: Shamsa Kanwal

In today’s digital shopping landscape, convenience and security are paramount. One of the most trusted payment methods that offers both is PayPal. Many online ...

PayPal has become one of the most widely used online payment systems globally among companies, retailers, online merchants, stores, shopping sites, and ...

In today's fast-paced business world, managing expenses, improving cash flow, and maximizing savings are important for any company, especially those operating ...

Choosing the Perfect Credit Card: A Comprehensive Guide to Finding the Best Fit for Your Financial Needs When it comes to choosing the best credit card, it's ...

If you’ve recently noticed a charge labeled “EB Online Tutoring” on your credit card statement, you might be wondering exactly what it is and how it affects ...

Managing healthcare expenses can be challenging today, but innovative solutions like CareCredit have made it easier for patients to access and afford the care ...

Credit card debt is a common financial challenge that many people face, but understanding how it works and how to manage it can make a big difference in your ...

According to Apple, there are 12 million Apple Card Users across the world who have earned $1 Billion cash rewards in their spending, and the number is ...

User Deals: Shamsa Kanwal
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Chase Freedom Flex® Credit Card Review
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2 months ago

Chase Freedom Flex®: Earn 5% Cashback on Popular Categories

  • Best For: People looking for cash back rewards, especially on rotating bonus categories and travel purchases.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
  • Annual Fee: $0

The Chase Freedom Flex® Credit Card offers great rewards with no annual fee. Earn cashback on everyday spending and special categories.

  • 5% cash back on rotating quarterly categories (up to $1,500).

  • 3% cash back on dining and drugstore purchases.

  • $200 bonus after spending $500 in the first 3 months.

Enjoy flexible redemption options, purchase protection, and extended warranties. Plus, get 0% intro APR for 15 months.

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Chase Freedom Rise® Credit Card Review
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2 months ago

Chase Freedom Rise® Credit Card: Build Credit with Confidence

  • Best For: New to Credit and Students
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: None
  • Annual Fee: $0

The Chase Freedom Rise® Credit Card is perfect for first-time cardholders and students. Enjoy flexible rewards and valuable benefits.

  • 1.5% cash back on every purchase

  • No annual fee, great for credit building

  • $25 reward for setting up automatic payments

This card offers easy cash back redemption with no minimum required. It also provides fraud protection, purchase protection, and rewards on Lyft and DoorDash. Plus, track your credit score for free with Chase Credit Journey!

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Bank of America® Premium Rewards® Credit Card Review
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2 months ago

Is the Bank of America® Premium Rewards® Card Worth It

  • Best For: Travelers and frequent diners looking for premium rewards and travel benefits.
  • Recommended Credit: Good to Excellent (720-850)
  • Intro Offer: 60,000 online bonus points after spending $4,000 in the first 90 days.
  • Annual Fee: $95

The Bank of America® Premium Rewards® Credit Card offers premium rewards and valuable benefits for travelers and everyday spenders.

  • 60,000 bonus points worth $600 after spending $4,000 in the first 90 days.
  • 2 points per $1 on travel and dining; 1.5 points on all other purchases.
  • $95 annual fee with no foreign transaction fees.

Earn valuable points and enjoy travel perks like TSA PreCheck® credits and luxury hotel access. Redeem points for travel, cash back, or statement credits.

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AT&T Points Plus® Card From Citi Review
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2 months ago

AT&T Points Plus® Card From Citi Review: Smart Choice or Not?

  • Best For: The AT&T Points Plus® Card is best for AT&T customers who want rewards on everyday purchases.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Yes, the AT&T Points Plus® Card offers a $200 statement credit intro bonus
  • Annual Fee: No Annual Fee

The AT&T Points Plus® Card from Citi is a no-annual-fee rewards credit card designed for AT&T customers. Earn valuable ThankYou® Points on everyday purchases and enjoy exclusive benefits.

  • No annual fee, no foreign transaction fees
  • Earn 3x points on gas and 2x points on groceries
  • Earn 1x points on all other purchases, including AT&T services
  • $200 statement credit for spending $1,000 in the first 3 months
  • Up to $240 back annually for AT&T wireless bills
  • Redeem points for travel rewards, gift cards, and more
  • Zero liability on unauthorized charges
  • Points don’t expire, and there’s no cap on earnings

With great rewards, flexible redemption, and no fees, this card is ideal for AT&T users.

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BankAmericard® Credit Card for Students Review
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2 months ago

Is the BankAmericard® Student Credit Card Right for You?

  • Best For: Students who are starting to build credit and want a simple, fee-free option.
  • Recommended Credit: Limited or no credit history.
  • Intro Offer: 0% APR for 18 billing cycles on purchases and balance transfers.
  • Annual Fee: $0

The BankAmericard® Credit Card for Students is a great option for building credit with no annual fee. It offers easy access to financial tools and resources.

  • 0% APR on purchases and balance transfers for the first 18 billing cycles.
  • Free FICO® Score access via Bank of America's mobile banking app.
  • No foreign transaction fees for international purchases.

This card helps students manage their finances and build credit with mobile banking, fraud protection, and low fees. Ideal for students with limited or no credit history.

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Chase Freedom Unlimited® Credit Card Review
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2 months ago

Is Chase Freedom Unlimited® the Best Card for You?

  • Best For: Everyday shoppers, frequent diners, and travelers.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: $250 bonus after spending $500 in the first 3 months.
  • Annual Fee: $0

The Chase Freedom Unlimited® Credit Card offers straightforward rewards with no annual fee. Earn cashback on every purchase and enjoy valuable perks.

  • $250 bonus after spending $500 in 3 months.

  • 1.5% cash back on all purchases, no category limits.

  • 3% cash back on dining and drugstore purchases.

With no annual fee, flexible rewards, travel insurance, and purchase protection, this card is ideal for everyday spending and international travel.

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Celebrity Cruises Visa Signature® Credit Card Review
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2 months ago

Earn Big Rewards with Celebrity Cruises Visa Signature® Card

  • Best For: Frequent Celebrity Cruises and Royal Caribbean customers.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: 30,000 MyCruise® bonus points after $1,000 in purchases within 90 days (worth $300).
  • Annual Fee: $0 for the first year; $99 thereafter.

Earn rewards with the Celebrity Cruises Visa Signature® Credit Card and enjoy exclusive cruise benefits.

  • 30,000 MyCruise® bonus points after spending $1,000 in the first 90 days.
  • No annual or foreign transaction fees.

Get onboard credits, upgrades, and more. Plus, enjoy fraud protection, flexible redemption, and mobile payment options for secure purchases. Perfect for cruise lovers!
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Bank of America® Premium Rewards® Elite Credit Card Review
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2 months ago

Is the Bank of America® Premium Rewards® Elite Card Worth It?

  • Best For: Frequent travelers seeking premium benefits and high rewards.
  • Recommended Credit: Good to Excellent (720-850)
  • Intro Offer: 75,000 bonus points ($750 value) after spending $5,000 in the first 90 days.
  • Annual Fee: $550

The Bank of America® Premium Rewards® Elite Credit Card offers premium rewards and travel perks.

  • Earn 75,000 bonus points after spending $5,000 in the first 90 days.
  • 2 points per dollar on travel and dining, 1.5 points on all other purchases.
  • $300 annual airline credit and $150 lifestyle credit.

Enjoy exclusive benefits like airport lounge access, luxury hotel perks, and TSA PreCheck® credit. Redeem points for travel, cashback, or gift cards. Plus, earn up to 75% more points with Preferred Rewards®.

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Bank of America® Travel Rewards Secured Credit Card
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2 months ago

Is the Bank of America® Travel Rewards Secured Card Worth It?

  • Best For: Individuals looking to earn travel rewards with a secured credit card.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 25,000 bonus points after spending $1,000 in the first 90 days (redeemable for $250 in travel credits).
  • Annual Fee: $0

The Bank of America® Travel Rewards Secured Credit Card offers a simple way to earn travel rewards while building credit.

  • Earn unlimited 1.5 points per dollar on all purchases.
  • No foreign transaction fees, perfect for international travel.
  • No annual fee and no points expiration with an open account.

With a required security deposit, this card helps you build credit while earning flexible travel rewards. Track your progress with monthly FICO® Score updates and manage your account via mobile banking.

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Disney® Premier Visa® Card Review
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2 months ago

Get Exclusive Disney® Rewards with the Premier Visa® Card

  • Best For: Disney fans who want to earn rewards on Disney-related purchases and experiences.
  • Recommended Credit: Good to Excellent (720-850)
  • Intro Offer: $400 statement credit after spending $1,000 in the first 3 months.
  • Annual Fee: $49

The Disney® Premier Visa® Card offers unbeatable rewards for Disney fans.

  • Earn 5% Disney Rewards Dollars on Disney+, Hulu, and ESPN+.

  • Get 2% on dining, groceries, and gas.

  • Enjoy exclusive perks like 10% off at DisneyStore.com and resorts.

Enjoy a $400 statement credit after spending $1,000 in the first 3 months. With no block-out dates, redeem your rewards for park tickets or vacations. Plus, enjoy flexible vacation financing and purchase protection.

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Honest Disney® Visa® Card Review
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2 months ago

Honest Disney® Visa® Card Review: Is It Worth It?

  • Best For: Disney fans who want rewards and discounts for Disney purchases.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: $200 Statement Credit after spending $500 in the first 3 months.
  • Annual Fee: $0

The Disney® Visa® Card lets you earn rewards for all your Disney adventures. Enjoy exclusive discounts and financing options.

  • Earn 1% in Disney Rewards Dollars on all purchases.
  • Get a $200 statement credit after spending $500 in the first 3 months.

  • Save 10% at Disney Store and Disney locations.

Enjoy benefits like exclusive photo ops, purchase protection, and 0% APR on Disney vacations. Redeem rewards for Disney tickets, merchandise, and more!

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DoorDash Rewards Mastercard® Review
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2 months ago

DoorDash® Rewards Mastercard® Review – Earn on Every Order

  • Best For: Frequent DoorDash users, diners, and grocery shoppers who want to earn cash back and enjoy DashPass benefits.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Free year of DashPass ($96 value) for new cardholders.
  • Annual Fee: $0

The DoorDash Rewards MasterCard® is perfect for food lovers who want to earn cash back.

  • 4% cash back on DoorDash & Caviar orders.

  • 3% cash back on dining.

  • 2% cash back on groceries.

Enjoy a free year of DashPass, no annual fee, and MasterCard World Elite® perks. Plus, earn additional savings with Chase Offers and get exclusive benefits like Lyft discounts and concierge services.

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