User Posts: Shamsa Kanwal

Credit card selling and usage are at an all-time high globally. All modern shopping apps make it easy to add credit cards for convenient payments. The Temu app ...

Are you looking to boost your financial flexibility and make the most of your chip debit card? Running your card as credit instead of debit can have some ...

How can ERAC tolls impact your credit card and financial health? In this comprehensive article, we will explain everything you need to know about ERAC tolls ...

Are credit cards haram? It's a question that has sparked debate among many devout Muslims. Islamic teachings emphasize the importance of avoiding riba, or ...

Cash may be the traditional way to pay at thrift stores, but what about Goodwill? The answer is yes; most Goodwill locations accept major credit cards as a ...

Credit card abuse is a growing concern worldwide, affecting consumers and financial institutions. With the increasing shift to digital payments and online ...

Have you ever heard of virtual credit card payments? These well-designed tools offer extra security and convenience to both you and your customers. They work ...

A second credit card can be a valuable financial tool when used responsibly. It can help you manage debt, boost your credit score, and even unlock new rewards. ...

In today's world, it's common for contractors to take credit card payments. This makes sense since carrying large amounts of cash or waiting for checks to ...

PayPal is revolutionizing with the rise of mobile payments and contactless transactions. Whether you're out shopping for groceries, fashion, electronics, or ...

User Deals: Shamsa Kanwal
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American Express Business Gold Card Review
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9 months ago

American Express Business Gold Card Review

  • Best For: Small Business Travel
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 70,000 Points
  • Annual Fee: $375
American Express Business Gold Card offers a 70,000 welcome bonus after spending $10,000 in just the first three months. Earn 4x points on your top spending, 3x on flights and hotels, and 1x on everything else. All this for an annual fee of $375.
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Southwest Rapid Rewards Premier Credit Card Review
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9 months ago

Southwest Rapid Rewards Premier Credit Card Review

  • Best For: Southwest Travel
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn Companion Pass plus 30,000 pts
  • Annual Fee: $99
Southwest Rapid Rewards Premier Credit Card offers a juicy 3X boost on all Southwest purchases, from flights to inflight snacks. But the perks extend beyond the skies! Earn 2x points on your daily commute and internet bills, and select streaming services. Plus, celebrate with 6,000 bonus points every year and skip the boarding line hassle with 2 Early Bird Check-Ins. Treat yourself onboard with 25% back on inflight purchases and enjoy travel without borders, thanks to waived foreign transaction fees. All this comes with a $99 annual fee, so weigh it against your spending habits and travel dreams to see if it takes flight for you!
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Discover it Secured Credit Card
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9 months ago

Discover it Secured Credit Card Review

  • Best For: Credit Building
  • Recommended Credit: No Credit History Required
  • Intro Offer: Cashback Match
  • Annual Fee: No Annual Fee
The Discover it Secured Credit Card shines with no annual fee and cash back potential. Cashback Match™ doubles all your cash back earned in the first year! Enjoy 2% cash back on gas and restaurants (up to $1,000 quarterly) and 1% on everything else. Responsible use can even lead to a full refund of your security deposit.
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Chase Sapphire Reserve Credit Card Review
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9 months ago

Chase Sapphire Reserve Credit Card Review

  • Best For: Travel
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 60,000 points
  • Annual Fee: $550
Chase Sapphire Reserve Card offers an intro bonus of 60,000 points. Earn 10X on hotels, 5X on flights, 3X on dining, and 1X on everyday purchases, all after spending your first $300 annually on travel. You can enjoy a $300 annual travel credit and access to airport lounges on most travel purchases. 
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Ink business Unlimited Credit Card Review
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9 months ago

Ink Business Unlimited Credit Card Review

  • Best For: Flat-RateBusinessRrewards
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn $750 bonus cash back
  • Annual Fee: No Annual Fee
Ink Business Unlimited Credit Card offers $750 cash back bonus after spending $6,000 in the first 3 months, plus unlimited 1.5% cash back on all purchases. Enjoy a 0% intro APR for 12 months (then 18.49% - 24.49% variable APR), and no annual fee. Employee cards are free, and bonus cash back on Lyft rides through March 2025. Redeem rewards with no minimums, such as cashback, statement credits, gift cards, or travel through Chase Travel.
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The Platinum Card from American Express Review
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9 months ago

The Platinum Card from American Express

  • Best For: Travel
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 80,000 points
  • Annual Fee: $695
The Platinum Card from American Express offers a high annual fee of $695, but with multiple travel benefits and perks, it is perfect for frequent travellers. With 5X points on flights and prepaid hotel bookings made directly through American Express Travel, card members can quickly recoup the cost. Plus, there's an impressive welcome bonus of 80,000 points if you spend $8,000 within the first six months. Discover even more benefits and perks with this elite travel card. 
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Discover it Secured Credit Card Review
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9 months ago

Discover it Student Chrome Card Review

  • Best For: Students' Daily Expenses
  • Recommended Credit: No Credit History Required
  • Intro Offer: Cashback Match
  • Annual Fee: No Annual Fee
Discover it Student Chrome offers 2% cash back on gas stations and restaurants and 1% cash back on general purchases. It comes with no annual fee and 0% APR for 6 months. No credit score is required to apply. You can Redeem your rewards for cash at any time.
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American Express Gold Card
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9 months ago

American Express Gold Card Review

  • Best For: DINING REWARDS
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: 1 point per dollar on other purchases, 60,000 Membership Rewards
  • Annual Fee: $250
The American Express Gold Card offers a competitive rewards rate with 4X points at restaurants, 4X points at U.S. supermarkets (up to $25,000 per year), and 3X points on flights booked directly with airlines or amextravel.com. With an annual fee of $250, cardholders can enjoy no foreign transaction fees and up to $120 in yearly dining credits.
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Discover it Cash Back Credit Card Review
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9 months ago

Discover it Cash Back Credit Card Review

  • Best For: High Rewards
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Cashback Match
  • Annual Fee: No Annual Fee
The Discover It Cash Back credit card is a no-annual-fee card offering 5% back in spending categories, plus 1% on all other general purchases. If your spending habits align with the rotary categories, you can earn up to $75 in rewards quarterly or up to $300 yearly from the spinning categories.
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Capital One Spark Cash Plus Review
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9 months ago

Capital One Spark Cash Plus Review

  • Best For: Business Credit Card, FLAT-RATE CASH BACK
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: $3000 cash bonus
  • Annual Fee: $150
Capital One Spark Cash Plus for your business and earn up to $3,000 in sign-up bonuses and 5% cash back on hotels and rental cars. With unlimited 2% cash back on every purchase and various redemption options, this card offers lucrative rewards for business owners. Just consider the $150 annual fee before signing up. The perfect card for maximizing cash rewards and earning a lucrative sign-up bonus! So, check out the Capital One Spark Cash Plus today.
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Capital One Venture Rewards Credit Card Review
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9 months ago

Capital One Venture Rewards Credit Card Review

  • Best For: Travel Rewards
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 75,000 bonus miles
  • Annual Fee: $95
The Capital One Venture Rewards Credit Card rewards 2x miles on every purchase, plus 5x miles on hotels and rental cars booked through Capital One Travel. New cardholders also enjoy a hefty 75,000 miles after spending $4,000 on purchases within 3 months of account opening. It also comes with no foreign transaction fee. 
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Wells Fargo Autograph Card Review
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9 months ago

Wells Fargo Autograph Card Review

  • Best For: Rewards Categories
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months
  • Annual Fee: No Annual Fee
The Wells Fargo Autograph Card offers 3x points per $1 spent on restaurants, travel, gas, transit, streaming, and phone plans and 1x per dollar on everything else. Since points are worth one cent each, you earn 1%–3% cash back on this card. It also offers a 20,000-point welcome bonus.  
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