Citi AAdvantage Executive World Elite Mastercard Review

Citi Advantage Executive World Elite Mastercard

Citi AAdvantage Executive World Elite Mastercard is a premium credit card designed for frequent flyers who want to maximize travel rewards and benefits. Its high annual fee caters to individuals who travel extensively and can benefit from the card’s exclusive perks and travel credits This credit card is designed for frequent flyers who want to earn AAdvantage elite status quickly.

You can earn 4X A Advantage® miles for every $1 spent on eligible American Airlines purchases, increasing to 5X miles per dollar after spending $150,000 on airfare in a calendar year Every dollar spent on this card makes one loyalty point towards elite status, and cardholders can also earn bonus points for meeting certain spending thresholds.

With this card, you’ll receive 10,000 bonus Loyalty Points after making 50,000 Loyalty Points and another 10,000 points after reaching 90,000 Loyalty Points in a single year.

Quick highlights of Citi AAdvantage Executive World Elite Mastercard

• Earn a 70,000-mile welcome bonus after spending $7,000 in the first three months.
• Get free access to Admirals Clubs and up to 2 guests/family members when you travel together.
• Save money abroad with no foreign transaction fees.
• Earn loyalty Points towards AAdvantage elite status with every purchase.
• Enjoy free checked bags for you and up to 8 companions on domestic American Airlines flights.

Rewards and Benefits of Citi AAdvantage Executive World Elite Mastercard

Rewards of Citi AAdvantage Executive World Elite Mastercard

• The first and most exciting way is by earning 4x A Advantage® miles for every $1 spent on eligible American Airlines purchases. This includes flights, in-flight purchases, and even Admirals Club membership fees.
• You can enjoy the 1x A Advantage® miles for every $1 spent on other purchases.

Redeeming Rewards 

• You can earn 4X A Advantage® miles for every $1 spent on eligible American Airlines purchases, increasing to 5X miles per dollar after spending $150,000 on airfare in a calendar year. You can also earn 1 A Advantage® mile for each $1 spent on other purchases. You can also earn 10 A Advantage® miles per dollar spent on restaurants and rental cars booked through American Airlines.
• Use them towards seat upgrades, hotel stays, car rentals, vacation packages, and more. There are no blackout dates when using miles, so there is more flexibility in planning your travel. Earn a 70,000-mile welcome bonus after spending $7,000 within three months of opening your account. With the Citi®/A Advantage® Executive World Elite Master card®, you can also earn an Admirals Club membership, which gives you access to over 50 lounges worldwide. This is an excellent perk for frequent travelers who value comfort and convenience during layovers and delays.
• Cardholders can also redeem loyalty points. Enjoy 1  loyalty point for every dollar spent on your card.  Bonus Loyalty Points: Earn 10,000 bonus Loyalty Points after reaching 50,000 Loyalty Points and another 10,000 points after reaching 90,000 Loyalty Points in a single A Advantage® status qualification year.
• For gift cards, merchandise, and even statement credits. This adds another layer of flexibility for those who prefer other redemption options besides travel.
• Cardholders can also transfer A Advantage miles to other airline loyalty programs through American Airlines’ One World alliance partners, which opens up more possibilities for travel rewards with various airlines and alliances.

Benefits of Citi Advantage Executive World Elite Mastercard

Airport and Travel Benefits:

• Complimentary Admirals Club® membership: Enjoy airport lounge access for yourself and up to two guests/family members traveling with you.
• Global Entry or TSA Pre Check® credit: Up to $100 every four years to cover application fees for expedited security screening.
• Priority benefits: enjoy priority check-in, security screening, and boarding on American Airlines flights.
• No foreign transaction fees: Save money when using your card abroad.
• Free checked bag: For you and up to 8 companions on domestic American Airlines flights.

Feature Benefits

• 25% savings on inflight food and beverages on American Airlines flights when using your card.

Travel protection benefits include:

• Trip cancellation/interruption insurance.
• Trip delay protection.
• Lost baggage protection.
• Worldwide car rental insurance.
• Priority check-in, airport screening, and boarding when flying with American Airlines saves you valuable time and stress at the airport.
• Global Entry or TSA Pre Check® application fee credit of up to $100 every four years expedites your security checks.

Additional Perks

• Earn up to 20,000 bonus loyalty points during your AAdvantage® status qualification year, which will help you achieve elite status faster and unlock additional benefits like free checked bags and lounge access.
• The first checked bag is on a domestic American Airlines plan for you and up to 8 companions traveling on the same reservation.
• No foreign transaction fees allow you to use your card abroad without additional charges.
• This card has a $595 annual fee, so it’s crucial to weigh the benefits against your travel habits and spending to determine if it’s right for you.

Rates and Fee of Citi AAdvantage Executive World Elite Mastercard

Rates of Citi AAdvantage Executive World Elite Mastercard

• Purchase APR (Variable): 21.24%-29.99% (based on your creditworthiness)
• Balance Transfer APR (Variable): 21.24%- 29.99%
• Cash Advance APR (Variable): 29.99%  APR will be based on the prime rate
• APR Citi flex plan: 21.24%- 29.99% Based on creditworthiness
• Penalty APR: up to 29.99%
• Minimum Interest Charge: 50-cent charge will not be less than
• Fixed Fee: monthly fee of 1.72% of every transaction

Fees of Citi AAdvantage Executive World Elite Mastercard

• Annual Fee: $595
• Foreign Transaction Fee: N/A
• Balance Transfer Fee: 5% of each transfer amount; $5 minimum
• Cash Advance Fee: 5% of each advance amount; $10 minimum
• Late Payment Fee: Up to $41
• Returned Payment Fee: Up to $41

Eligibility Criteria for the Citi® / AAdvantage® Executive World Elite Master card

While specific requirements can change, here’s a general overview of the eligibility criteria for the Citi®/A Advantage® Executive World Elite Master card:

Residency

• If you reside in the U.S. and the U.S. Virgin Islands.

Age

• You must be at least 18 years old to apply.

Fico Score

• This premium card has a high annual fee ($595), so you’ll likely need excellent credit (generally a score of 670 to 850, perfect) to qualify.

Previous Citi® / AAdvantage® Executive Applications

• You cannot have received a new account bonus for a Citi® / AAdvantage® Executive account in the past 48 months.

Additional Factors

Citi may also consider other factors in their approval decision, such as your income, employment history, and existing credit lines.

Customer Service

Customer service: 1-800-950-5114.

How to Apply for the Citi Avantage Executive World Elite Mastercard

Visit the Application Page:  You can find the application page for the Citi® / A Advantage® Executive World Elite Master card on either the Citi website or the American Airlines website.

2. Review eligibility requirements: Before applying, ensure you meet the eligibility requirements, including factors like your credit score, income, and residency. These requirements can be found on the application page.
3. Gather Necessary Information: During the application process, you must provide personal information, including your name, address, Social Security number, employment details, and income.
4. Complete the Application Form: Accurately complete the application form, ensuring all information is correct and complete.
5. Submit Your Application: Once you’ve reviewed and confirmed all the details, submit your application electronically.

Conclusion

Citi Advantage Executive World Elite Mastercard offers a variety of benefits and rewards that make it a valuable credit card for frequent travelers. With its generous sign-up bonus, airport lounge access, and travel perks, this credit card is well-suited for those who frequently fly with American Airlines.

One of the standout features of this card is its Admirals Club® lounge membership. Card members can access over 50 Admirals Club® lounges worldwide and partner lounges when flying with American Airlines or a One World® airline.

This means travelers can enjoy comfortable seating, complimentary snacks and beverages, and other amenities while waiting for their flight. Citi AAdvantage Executive World Elite Mastercard offers valuable travel benefits such as a free checked bag on domestic itineraries, priority check-in and boarding, and no foreign transaction fees. These perks can save cardholders time and money while enhancing their travel experience.

WhatCard Recommended Credit Cards

IHG One Rewards Premier Credit Card

Brex Credit Card Review