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  • Best For: Frequent Celebrity Cruises and Royal Caribbean customers.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: 30,000 MyCruise® bonus points after $1,000 in purchases within 90 days (worth $300).
  • Annual Fee: $0 for the first year; $99 thereafter.
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  • Best For: Frequent travelers seeking premium benefits and high rewards.
  • Recommended Credit: Good to Excellent (720-850)
  • Intro Offer: 75,000 bonus points ($750 value) after spending $5,000 in the first 90 days.
  • Annual Fee: $550
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  • Best For: People looking to save on interest and pay down balances faster.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: 0% Intro APR for 18 billing cycles on purchases and balance transfers made within 60 days of opening.
  • Annual Fee: $0
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  • Best For: IHG Rewards members who frequently stay at IHG hotels.
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: 170,000 bonus points after spending $4,000 in 3 months.
  • Annual Fee: $99
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  • Best For: Business owners looking for travel rewards, United Club access, and premier benefits
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 75,000 miles + 1,000 PQP after spending $5,000 in 3 months.
  • Annual Fee: $450
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  • Best For: BUSINESS WELCOME BONUS
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: 130,000 Hilton Honors points
  • Annual Fee: $95
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  • Best For: Frequent Business Travelers
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Five Bonus Free Night Awards
  • Annual Fee: $125
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  • Best For: Flat Rate Cash Rewards for Students
  • Recommended Credit: No Credit History Required
  • Intro Offer: $50
  • Annual Fee: No Annual Fee
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  • Best For: DINING REWARDS
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: $200
  • Annual Fee: No Annual Fee
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  • Best For: IHG HOTEL POINTS
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 165,000 bonus points
  • Annual Fee: $99
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  • Best For: Travel
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: Earn 60,000 points
  • Annual Fee: $550
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  • Best For: High Cashback Rates
  • Recommended Credit: Good to Excellent (670 - 850)
  • Intro Offer: $250 Statement Credit
  • Annual Fee: No Annual Fee
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