Comparison of Southwest Rapid Rewards Plus vs. Premier vs. Preferred Credit Card

The Southwest Rapid Rewards Plus offers 25% back on inflight with 3x points & bonus points on everyday spending Southwest purchases.  Earn up to 100,000 bonus points, a hefty 60,000 points after spending $3,000 in purchases in the first three months, plus an additional 40,000 points after spending $9,000 total in purchases within the first year.  3X  Multiply your points on local transit, internet, cable & phone, and rack up rewards even faster.

Low annual fee

Good to Excellent (670 – 850)

Earn Companion Pass plus 30,000 pts

Earn 2X points on Southwest purchases, Earn 2X points on Rapid Rewards hotel and car rental partners, Earn 1X points on all other purchases.

$69

21.49% – 28.49% Variable

N/A

N/A

$5 or 5 percent of the transferred amount, whichever is greater.

$10 or 5% of the amount of each advance, whichever is greater

Up to $40

N/A

N/A

Up to $40

None

N/A

from $2,000 up-to $30,000

Accidental Insurance, Auto Rental Insurance, Extended Warranty Program, Travel

Companion Ticket, Sign-up Bonuses, Travel, Travel Accident Insurance

Southwest Rapid Rewards Premier Credit Card offers a juicy 3X boost on all Southwest purchases, from flights to inflight snacks. But the perks extend beyond the skies! Earn 2x points on your daily commute and internet bills, and select streaming services. Plus, celebrate with 6,000 bonus points every year and skip the boarding line hassle with 2 Early Bird Check-Ins. Treat yourself onboard with 25% back on inflight purchases and enjoy travel without borders, thanks to waived foreign transaction fees. All this comes with a $99 annual fee, so weigh it against your spending habits and travel dreams to see if it takes flight for you!

Southwest Travel

Good to Excellent (670 – 850)

Earn Companion Pass plus 30,000 pts

Earn 2X points on Southwest purchases, Earn 2X points on Rapid Rewards hotel and car rental partners, Earn 1X points on all other purchases., Earn 3X points on Southwest purchases.

$99

21.49% – 28.49% Variable

N/A

N/A

Either $5 or 5% of the amount of each transfer, whichever is greater.

$10 or 5% of the amount of each cash advance, whichever is greater.

Up to $40

N/A

N/A

Up to $40

N/A

from $2,000 up-to $30,000

No Foreign Transaction Fee, Travel

Airline, Auto Rental Insurance, EMV, Excellent Credit, Extended Warranty Program, Free Checked Baggage, No Foreign Transaction Fees, Purchase Protection, Rewards, Roadside Assistance, Travel, Travel Accident Insurance, Visa Card, Zero Fraud Liability

N/A

None

Travel Rewards

Good to Excellent (670 – 850)

60,000 Points (Miles)

5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, 2x 2x on all other travel purchases, and more

$95

21.49% – 28.49% Variable

N/A

N/A

$5 or 5% of the Transferred Balance

$10 or 5% of the amount of each advance, whichever is greater

Up to $40

No Fee

N/A

Up to $40

No Over Limit Fee

N/A

$5,000 to $100,000 Credit Limit

Travel

Airline, Auto Rental Insurance, Concierge Service, Dining, EMV, Excellent Credit, Extended Warranty Program, Hotel, Lost Luggage Reimbursement, Mobile Pay Ready, No Foreign Transaction Fee, Points, Primary Auto Rental Insurance, Purchase Protection, Rewards, Roadside Assistance, Travel, Travel Accident Insurance, Travel Assistance, Trip Cancellation Insurance, Unsecured Credit Card, Visa Card, Zero Fraud Liability

N/A

No Foreign Transaction Fee