In today’s fast-paced business world, managing expenses, improving cash flow, and maximizing savings are important for any company, especially those operating fleets. For businesses reliant on vehicles, a fuel card can make a huge difference in cutting costs and streamlining operations. Among the various options available like Brex, the AtoB Fuel Card stands out for its competitive discounts, robust security features, and seamless fleet management capabilities. In this article, we will guide you through how to choose the perfect AtoB fuel card, whether you are managing a small business or a large fleet.
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What is the AtoB Fuel Card?
The AtoB Fuel Card is a Visa fleet card designed to help businesses manage their fuel costs efficiently. It offers an array of features aimed at simplifying fuel management, providing substantial savings, and enhancing security.
AtoB’s unique platform includes a range of discounts on fuel and other vehicle-related expenses, like tires and maintenance, to ensure businesses get the best value.
Key features of the AtoB Fuel Card include:
- Visa Fleet Card: Accepted anywhere Mastercard is accepted, making it incredibly versatile.
- Fuel Discounts: Average discounts of 46¢ per gallon, and up to $1.85 per gallon at selected stations.
- Advanced Security: Features such as SMS Unlock and fraud prevention tools to protect your business from misuse.
- Fleet Management: Real-time tracking of fuel usage and expenses, with customizable controls for drivers.
- Easy Integration: Seamless integration with your existing payroll and fleet management software.
By using the AtoB Fuel Card, businesses can save on fuel, streamline payroll, and even build business credit through regular reporting to Experian.
Where is AtoB Located?
AtoB, a popular fuel card provider, operates under its parent company Celegans Labs, Inc. Based in San Francisco, California, Celegans Labs has its office at the Four Embarcadero Centre, Suite 1400.
However, the company’s day-to-day operations are carried out from a co-working space at Carr Workplaces, located off Mission Street.
This space is just a short 8-block walk from Oracle Park, home of the San Francisco Giants—perhaps giving the team a subtle hint of the company’s local ties!
Who Owns AtoB Fuel Card?
Founded in 2019, AtoB was brought to life by three visionary entrepreneurs: Harshita Arora, Tushar Misra, and Vignan Velivela. Together, they have built a remarkable tech-focused team that drives the company’s success.
- Harshita Arora is a backend software engineer and the founder of Harshita Apps. She previously created Crypto Price Tracker, which was later acquired. Her deep technical expertise is foundational to AtoB’s operations.
- Tushar Misra has a background in business and technology. Before AtoB, he was the CEO and founder of Grido, a company that aimed to create a decentralized charging station network for smaller vehicles. Grido expanded to five U.S. and Mexican cities before closing its operations.
- Vignan Velivela, AtoB’s current CEO, is a Carnegie Mellon graduate. Before leading AtoB, Vignan worked as a software engineer at Cruise, where he developed motion-planning software for self-driving cars. His engineering background contributes significantly to AtoB’s innovative edge.
Why Choose the AtoB Credit Card?
Choosing the right fuel card for your business is crucial for maximizing savings and improving operational efficiency. AtoB offers a comprehensive solution with several benefits that set it apart from other fuel cards.
1. Substantial Fuel Discounts
The most attractive feature of the AtoB Fuel Card is its ability to provide significant fuel savings. On average, businesses enjoy discounts of 46¢ per gallon, with discounts of up to $1.85 available at certain stations, such as TA, Petro, Speedway, and Kwik Trip. This means substantial savings over time, especially for businesses with high fuel consumption.
AtoB also provides access to a large network of gas stations, so whether you’re on the East Coast or the West Coast, you’ll find savings at more than 30,000 stations across the U.S.
2. Advanced Fraud Prevention and Security Features
Security is a major concern when it comes to business expenses, and the AtoB Fuel Card takes it seriously. With built-in fraud prevention tools, AtoB ensures that unauthorized transactions are blocked.
Key security features include:
- SMS Unlock: Ensures that only authorized users can use the card.
- Transaction Limits: Block transactions outside of a vehicle’s vicinity or those exceeding tank capacity.
- Real-time Monitoring: Fleet managers receive instant alerts for any suspicious activity.
These features are essential for businesses that need to safeguard their finances and ensure that fuel cards are not misused.
3. Business Credit Reporting
The AtoB Fuel Card helps your business build credit with every transaction. AtoB reports monthly to Experian, enabling you to establish and improve your business credit profile. This can be invaluable if you need to secure financing or other credit-based services in the future.
4. Convenient Fleet Management Tools
Choosing the perfect credit card while managing a fleet can be challenging, especially when it comes to monitoring fuel consumption and spending. AtoB makes it easy with a centralized platform that tracks fuel usage, vehicle expenses, and individual driver transactions in real-time. Some of the key features include:
- FuelMap: A mobile app that shows fuel prices and station locations, helping drivers find the cheapest options on their routes.
- Customizable Spending Limits: Set limits on how much each driver can spend, and restrict purchases to certain stations or merchants.
- Seamless Integrations: Easily integrate AtoB’s platform with your existing fleet management software and telematics providers.
These tools give you complete control over your fleet’s expenses, making it easier to manage costs and stay on budget.
5. Wide Acceptance and No Hidden Fees
One of the standout features of the AtoB Fuel Card is its wide acceptance. As a Mastercard, it can be used at any gas station that accepts Mastercards, eliminating the need to worry about out-of-network fees. Additionally, AtoB eliminates the hidden fees often associated with other fuel cards, ensuring transparency in your spending.
How to Choose the Perfect AtoB Fuel Card for Your Business?
AtoB offers multiple fuel card options, each designed to meet the unique needs of different businesses. Here’s a breakdown of the available cards to help you choose the perfect AtoB fuel card for your fleet.
1. AtoB Visa Fuel Card
The AtoB Visa Fuel Card is the ideal option for businesses looking for flexibility and convenience. It can be used at any station that accepts Mastercard, ensuring that your drivers can refuel wherever they are without worrying about network limitations.
- Best For: Businesses with a diverse fleet that require flexibility and nationwide coverage.
- Key Benefits: No transaction fees, discounts of up to $1.85 per gallon, and enhanced security features.
2. AtoB Unlimited Fuel Card
For businesses that require high-volume fuel purchases, the AtoB Unlimited Fuel Card is an excellent option. This pre-funded card is designed for companies that want to eliminate the constraints of credit scores and access unlimited spending on fuel.
- Best For: Large fleets or businesses with high fuel consumption needs.
- Key Benefits: No credit check for approval, the ability to purchase fuel at any Mastercard-accepting station, and discounts of up to $1.85 per gallon.
3. AtoB Flex Credit Fuel Card
For businesses that want to build credit while managing fuel costs, the AtoB Flex Credit Fuel Card is a solid choice. This card allows businesses to purchase fuel with a credit line, giving them more flexibility with cash flow.
- Best For: Small to medium-sized businesses that want to improve their business credit score while managing fuel expenses.
- Key Benefits: Builds business credit, discounts on fuel, and access to additional services like AtoB Perks.
Features of the AtoB Driver App
AtoB’s Driver App is an essential tool for fleet management, offering real-time tracking, fuel price comparisons, and secure card management. Some of the key features of the app include:
- Fuel Price Map: Helps drivers find the lowest-priced fuel along their routes.
- Secure Card Management: Allows drivers to unlock cards and view transactions securely.
- Transaction Logs: Drivers and managers can access detailed transaction history, helping with transparency and expense tracking.
The AtoB Driver App makes managing a fleet easier and more efficient, ensuring that your drivers always have access to the best prices and the most secure payment methods.
Pricing and Fees
AtoB offers competitive pricing, with a transparent fee structure:
- Account Set-Up Fee: $35
- Monthly Fee: $15 for 1-5 cards, with an additional $3 per month for each extra card.
- AtoB Premium Add-On: $3 per card for additional features such as secure card unlock and telematics integration.
The AtoB Flex and AtoB Unlimited cards have similar fees, with slight variations depending on the card type and features.
Customer Reviews and Satisfaction
Many businesses have praised AtoB Fuel Card for its competitive discounts, ease of use, and excellent customer service. At Trust Pilot has 67% users are satisfied with their services and have given 5 star ratings.
Businesses like Rhythm Trucking and Dan King Plumbing have reported significant savings and improved operational efficiency after switching to AtoB.
- Rhythm Trucking: Saved $1,050 in just 2 months by using AtoB’s discount network.
- Dan King Plumbing: Praised AtoB for its easy onboarding process and responsive customer support.
Customers also appreciate the company’s 24/7 support and the simplicity of its digital platform, which enables easy access to transaction logs and fleet management tools.
Conclusion
Choosing the right fuel card for your business can make a significant impact on your expenses. The AtoB Fuel Card stands out for its ability to offer substantial fuel discounts, advanced security features, and seamless integration with fleet management tools. Whether you’re running a small business or managing a large fleet, AtoB provides a flexible, user-friendly solution that can help you save on fuel costs and streamline your operations.
By considering your business needs, such as the size of your fleet, the volume of fuel you purchase, and your security concerns, you can choose the perfect AtoB fuel cards that aligns with your goals. With its competitive pricing, robust security features, and reliable customer service, AtoB is a smart choice for businesses looking to optimize their fuel expenses and gain better control over their fleet’s financials.
