Alaska Airlines Visa Signature Card Review: Enhance Your Flying Experience

Add to compare
7.8
Expert ScoreRead review

Get more out of your travel with the Alaska Airlines Visa Signature Card. Earn 3 miles per dollar spent on eligible Alaska Airlines purchases, 2 miles per dollar on select categories, and 1 mile per dollar on other purchases. With a $95 annual fee, this card offers a limited-time bonus offer of 60,000 miles and an annual companion fare. Plus, enjoy a competitive APR of 20.24% – 28.24% Variable and an annual benefit of a companion fare from $122 after meeting spending requirements.

Alaska Airlines Visa Signature Card Review

If you’re a regular traveler with Alaska Airlines, the Alaska Airlines Visa Signature Card could be an ideal choice for you. Offering a range of attractive rewards and benefits, this card can help you improve your flying experience while earning miles for your next trip. Here’s a detailed review of the Alaska Airlines Visa Signature Card.

Highlights:

  • Earn 60,000 bonus miles with Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) by spending $3,000 or more within the first 90 days of account opening.
  • Get a companion fare each year on your account anniversary after spending $6,000 or more on purchases within the prior anniversary year.
  • Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles per $1 on eligible gas, EV charging station, local transit, ride-sharing, cable, and some streaming services purchases, and 1 mile per $1 spent on all other eligible purchases.
  • Get a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
  • Receive a free checked bag and priority boarding for you and up to six guests on the same reservation when you pay for your flight with your card.
  • Enjoy discounts on Alaska-related purchases, including 20% back on in-flight purchases.
  • No foreign transaction fees and a low $95 annual fee.

Features of BOA Alaska Airlines Visa Signature Card

Along with the travel-related features discussed earlier, the Alaska Airlines Visa Signature Card offers several useful features such as travel insurance, rental car CDW letter, concierge service, and rental car insurance, among others.

  1. Travel Insurance: The travel insurance provided by the Alaska Airlines Visa Signature Card includes trip cancellation and interruption insurance, travel accident insurance, and baggage delay insurance.
  2. Rental Car CDW Letter: The card also provides a rental car collision damage waiver (CDW) letter, which can help you save on rental car insurance. This benefit can provide coverage for eligible collision damage to your rental car.
  3. Concierge Service: The concierge service offered by the Alaska Airlines Visa Signature Card can help you with various travel-related tasks, such as restaurant recommendations, exclusive event access, and more.
  4. Rental Car Coverage: With the Alaska Airlines Visa Signature Card, you can also enjoy rental car coverage, which can protect you against the cost of damage or theft to your rental car.
  5. Rental Car Coverage Letter: The rental car coverage letter provided by the card issuer can be used to reject the CDW that rental car agencies offer at the counter.
  6. Alaska Airlines Visa Signature Referral: If you refer a friend or family member to apply for the Alaska Airlines Visa Signature Card, you can earn bonus miles for each approved referral.
  7. Visa Signature Alaska Mileage Plan: As a Visa Signature cardholder, you can enjoy exclusive benefits through the Alaska Mileage Plan. These benefits include access to discounted lap child fares, special partner offers, and more.
  8. Alaska Airlines Signature Visa Bill Pay: The Alaska Airlines Visa Signature Card offers several convenient options for bill pay, making it easy to manage your credit card payments. You can choose to make a one-time payment online through the Bank of America website or mobile app. You can also set up automatic payments from your bank account for added convenience and peace of mind.
  9. limited-time The Alaska Airlines Visa Signature Card also comes with auto rental insurance, which can provide coverage for damage or theft of a rental car when you pay for the entire cost of the rental with your card. This benefit is secondary to your primary auto insurance.
  10. Companion Ticket: In addition to the 60,000 bonus miles, new cardholders can also earn Alaska’s Famous Companion Fare™ after making $3,000 in purchases within the first 90 days of opening their account. This companion fare allows you to bring a friend or family member on a flight with you for just $99 plus taxes and fees starting at $23.
  11. Concierge Service: The Alaska Airlines Visa Signature Card also offers concierge service, which can assist with various travel-related tasks such as making reservations, finding local events and attractions, and more.
  12. Travel Assistance Services: The card also provides travel assistance services such as emergency translation services, lost luggage locator service, and medical referral assistance when traveling outside of your home country. These services are available 24/7 and can provide peace of mind while traveling.
  13. EMV: The Alaska Airlines Visa Signature Card is equipped with EMV chip technology, providing added security for transactions made at chip-enabled terminals.
  14. Excellent Credit: This card requires an excellent credit score, making it a great option for those with good financial habits and a strong credit history.
  15. Extended Warranty Program: As an added benefit, the Alaska Airlines Visa Signature Card offers an extended warranty program that extends the period of a manufacturer’s warranty by up to one year for eligible purchases made with the card.
  16. Free Checked Baggage: As a cardholder, you and up to six guests traveling on the same reservation can enjoy your first checked bag for free on Alaska Airlines flights.
  17. No Foreign Transaction Fees: The Alaska Airlines Visa Signature Card has no foreign transaction fees, making it a great option for international travelers.
  18. Free Credit Score: Cardholders can access their FICO credit score for free through the Bank of America website or mobile app, allowing them to keep track of their credit health.
  19. Lost Luggage Reimbursement: The card also offers lost luggage reimbursement, providing coverage for essential items purchased within four days of baggage delay or loss. This benefit can provide peace of mind while traveling and save you money on replacing necessary items.
  20. Worldwide Acceptance: As a Visa Signature card, the Alaska Airlines Visa Signature Card is widely accepted across the globe, making it a convenient choice for travelers.
  21. Mobile Pay Ready: The Alaska Airlines Visa Signature Card is also mobile Pay Ready, allowing you to make contactless payments using your smartphone or other compatible device.
  22. Rewards: The Alaska Airlines Visa Signature Card offers an attractive rewards program, allowing you to earn miles for every dollar spent on purchases. These miles can be redeemed for flights, hotel stays, and more.
  23. Roadside Assistance: In case of emergency, the card also offers roadside assistance services such as tire changes, fuel delivery, and more.
  24. Travel: The Alaska Airlines Visa Signature Card is a great choice for frequent travelers, offering various benefits and rewards to make your trips more convenient and affordable.
  25. Travel Assistance: In addition to the travel assistance services mentioned above, the card also offers emergency cash and ticket replacement services if your card is lost or stolen while traveling.
  26. Unsecured credit card: The Alaska Airlines Visa Signature Card is an unsecured credit card, meaning you do not need to provide collateral in order to obtain it. This makes it a great option for those who may not have assets to use as collateral or prefer not to do so.
  27. Visa: The card is issued by Visa, a globally recognized brand that offers various benefits and security features for cardholders.
  28. Zero Fraud Liability: As with all Visa cards, the Alaska Airlines Visa Signature Card offers zero fraud liability protection, ensuring you will not be held responsible for any unauthorized charges made to your account. This provides added peace of mind when using your card for purchases.

Rewards of Alaska Airlines Visa Signature Credit Card

The Alaska Airlines Visa Signature Card offers 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles per $1 on eligible gas, EV charging station, local transit, ride-sharing, cable, and some streaming services purchases, and 1 mile per $1 spent on all other eligible purchases.

The card also offers a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.

Furthermore, you can earn 60,000 bonus miles with Alaska’s Famous Companion Fare™ by spending $3,000 or more within the first 90 days of account opening.

These rewards and bonuses make this card a great option for those who frequently travel with Alaska Airlines.

Redeeming miles on the Alaska Airlines Visa

Miles earned with the Alaska Airlines Visa Signature Card can be redeemed for flights, upgrades, vacation packages, and more. However, it’s important to note that Alaska Airlines has limited partnership options compared to other major airlines. This means that redeeming miles for flights on partner airlines may not always be available. Nonetheless, the redemption rate for first- and business-class flights with Alaska Airlines is relatively low, making it a great option for those looking to use their miles for luxury travel.

There are plenty of opportunities to maximize your miles. For short-haul flights such as Seattle to San Francisco, you can redeem just 5,000 Alaska miles each way. Longer flights like Seattle to New York City are only 12,500 miles in economy, and even first-class options start at a reasonable 40,000 miles for longer domestic flights or 15,000 miles for shorter ones. For those looking to travel to Hawaii, economy awards start at 15,000 miles each way while first class is just 40,000 each way.

Additionally, Alaska’s partners provide even more options for travel around the world. Some of these partners include British Airways, Cathay Pacific, Qantas, and Singapore Airlines. While redeeming through Alaska may not always give you the lowest mileage rate for these partners (depending on the route), you can still take advantage of one free stopover on one-way award tickets to create a unique itinerary.

Some of the best ways to maximize Alaska Airlines redemptions include booking Cathay Pacific first class from the U.S. to Asia for just 70,000 miles one-way, Japan Airlines first class from the U.S. to Asia starting at 70,000 miles, and Fiji Airways business class from the U.S. to Fiji for only 55,000 miles one-way. You can even add in a free stopover in Fiji if you’re flying to Australia for the same 55,000 miles in business class.

But you don’t have to travel around the world to make the most out of your Alaska miles. With flights starting at just 5,000 miles each way within the U.S. and Canada, it’s also a great deal for domestic travel. Overall, the Alaska Airlines Visa Signature Card offers a wide range of redemption options that can make your travels more affordable and enjoyable. So if you’re someone who loves to fly with Alaska Airlines and wants to earn miles for luxurious award flights, this card is worth considering.

Alaska Airlines Visa Signature Redeeming Rewards

You can redeem your Alaska Airlines miles for award flights with Alaska Airlines and its global partners. Alaska Airlines also offers the option to purchase first-class upgrades with miles, starting at 15,000 miles each way.

Intro Offer

As part of the limited-time online offer, new cardholders can earn 60,000 bonus miles and Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) by spending $3,000 or more within the first 90 days of opening their account.

Rates and Fees

  • Balance Transfers Intro APR: N/A.
  • Purchases Intro APR: N/A.
  • Regular APR: 20.24% – 28.24% Variable APR on purchases and balance transfers.
  • Balance Transfer Fee: $10 or 3% per each transaction.
  • Annual Fee: $95.
  • Penalty APR: up to 29.99% APR.
  • Direct Deposit and Check Cash advance fees: $10 or 3% of the amount of each transaction.
  • Overdraft Protection Cash Advance (if enrolled): $12 per transaction.
  • ATM, Over-the-Counter, Cash Equivalent Cash Advances: Either $10 or 5% per transaction.
  • Foreign Transaction Fees: None

Alaska Airlines Visa Signature Prequalification

You can check if you prequalify for the Alaska Airlines Visa Signature Card with a soft credit pull that won’t impact your credit score.

Alaska Airlines Signature Visa Credit Limit

The credit limit for the Alaska Airlines Visa Signature Card varies depending on various factors such as credit history, income, and more. The card issuer will determine your credit limit at the time of approval. Typically, the credit limit can range from $5,000 to $15,000. However, some cardholders may receive limits below $5,000 or above $25,000 depending on their financial profile.

It is important to note that the credit limit can be increased by contacting the card issuer and providing proof of income and other necessary information. Overall, the Alaska Airlines Visa Signature Card offers a range of benefits and rewards that can enhance your travel experience with Alaska Airlines. From free checked bags to exclusive discounts, this card is ideal for frequent flyers looking to maximize their miles and enjoy a more comfortable journey.

Additionally, with a low annual fee and no foreign transaction fees, the card offers great value for its features. If you are interested in this card, be sure to take advantage of the limited-time Alaska Airlines intro offer and start earning valuable miles towards your next flight.

Alaska Airlines Signature Visa Credit Score

The Alaska Airlines Visa Signature Card is generally geared towards those with good to excellent credit scores. This means a FICO score of 670 or above, although the exact credit score requirement may vary depending on other factors such as income and credit history.

However, it is recommended that applicants have a higher credit score to increase their chances of approval and receive a higher credit limit. It is also important to maintain a good credit score to continue receiving the benefits and rewards of this card.

With responsible usage and timely payments, the Alaska Airlines Visa Signature Card can be a valuable tool for improving your credit score while earning valuable miles towards your next trip. So if you are thinking about applying for this card, make sure to check your credit score.

Alaska Airlines Signature Visa Approval Odd

As with any credit card, there is no guarantee of approval for the Alaska Airlines Visa Signature Card. The card issuer will review your application and determine if you meet their criteria for approval based on factors such as credit score, income, and more.

However, some steps you can take to increase your chances of approval include improving your credit score, providing accurate and complete information on your application, and having a steady income.

Additionally, it is important to note that if you are not approved for the Alaska Airlines Visa Signature Card, you may still be eligible for other credit cards offered by Bank of America. Therefore, it is always recommended to have multiple options in case one does not work out. Overall, if you meet the criteria and have a good credit score, you have a higher chance of being approved for the Alaska Airlines Visa Signature Card and enjoying its many benefits.

Alaska Airlines Visa Signature Application Status

After submitting your application for the Alaska Airlines Visa Signature Card, you can check the status of your application online or by calling the card issuer’s customer service number. If there are any issues with your application, such as missing information or a need for further verification, the card issuer may contact you directly to resolve them.

Otherwise, you should receive a decision on your application within a few weeks. If you are approved, your card will be mailed to you and you can start using it to earn miles and enjoy its benefits right away.

In the case of a denial, you may receive a letter explaining the reasons for rejection and what steps you can take in the future to improve your chances of approval.

Customer Service Phone Number

If you have any questions or concerns regarding your Alaska Airlines Visa Signature Card, you can contact the card issuer’s customer service team at 1-800-654-5669 during their operating hours: Monday to Friday from 7:00 am to 7:00 pm PT and Saturday from 8:00 am to 5:00 pm PT. They will assist you with anything from general inquiries to specific account issues.

You can also access your account information and make payments through their online portal or mobile app, making it even easier to manage your card. With excellent customer service and convenient options for bill pay and account management, the Alaska Airlines Visa Signature Card is a great choice for frequent travelers looking to earn rewards while enjoying a smooth and convenient experience.

How to Apply Online

You can apply for the Alaska Airlines Visa Signature Card which is currently offering an introductory bonus of 60,000 miles and Alaska’s Famous Companion Fare™ ($99) plus taxes and fees of $23, after spending $3,000 or more within the first 90 days of opening your account.

This limited-time offer provides exceptional value for new cardholders, with the potential to earn a significant number of miles towards future travel. In addition, the annual companion fare, which offers a discounted rate for a second passenger, can help save money on future flights.

If you meet the criteria and are interested in applying for the Alaska Airlines Visa Signature Card, you can easily apply online through the Bank of America website. Simply fill out the required information, including personal details and financial information, and submit your application.

Who Can Benefit from the Alaska Airlines Visa Signature Card?

The Alaska Airlines Visa Signature Card is ideal for anyone who prefers Alaska Airlines as their carrier of choice and wants to improve their flying experience with airline-specific benefits. Additionally, this card is perfect for those who want to collect Alaska Airlines miles to unlock business- and first-class award flights for a low redemption rate.

Is the Alaska Airlines Visa Worth It?

The Alaska Airlines Visa Signature Card is an excellent option for those who are loyal to Alaska Airlines or looking to diversify their points and miles portfolio with valuable Alaska miles. With a competitive earning rate for purchases made with Alaska Airlines, as well as the annual companion ticket, the card’s low $95 annual fee is worth it when compared to its many benefits.

Whether you frequently fly with Alaska Airlines or are looking for valuable rewards, the Alaska Airlines Visa Signature Card is a smart choice that offers great value for its features. So if you’re an avid traveler or just starting to build your credit card portfolio, consider applying for the Alaska Airlines Visa Signature Card today.

The limited-time intro offer and ongoing rewards will help you get closer to your next flight while enjoying the perks and benefits of this card. With responsible usage, you can also improve your credit score and financial stability.

Bottom Line

Overall, the Alaska Airlines Visa Signature Card is a great option for frequent travelers looking to earn valuable rewards while enjoying top-notch customer service and convenient account management options. With its limited-time bonus offer of 60,000 miles and companion fare, this card provides exceptional value for new cardholders.

Whether you’re a loyal Alaska Airlines customer or looking to diversify your points and miles portfolio, the Alaska Airlines Visa Signature Card is a smart choice with its competitive earning rate and low annual fee. So don’t miss out on this opportunity to elevate your travel experience and start earning towards your next flight today by applying for the Alaska Airlines Visa Signature Card.

With responsible usage, you can also improve your credit score and financial stability, making it an all-around beneficial choice.

To link your Alaska Airlines credit card online, log in to your Alaska Airlines Mileage Plan account and navigate to the “Bank of America Credit Card” section. From there, click “Add a Card” and follow the prompts to link your card.

Unfortunately, the Alaska Airlines credit card does not offer a reimbursement for TSA PreCheck or any other travel-related fees.

To refer a friend for the Alaska Airlines credit card, log in to your account and navigate to the “Refer a Friend” section. From there, you can share your referral link via email, social media, or other channels.

To link your Alaska Airlines credit card to your Mileage Plan account, log in to your account and navigate to the “Bank of America Credit Card” section. From there, click “Add a Card” and enter your card information.

Yes, the Alaska Airlines credit card offers a range of travel insurance benefits, including trip cancellation/interruption insurance, travel accident insurance, and baggage delay insurance. Terms and conditions apply.

To earn the Alaska Airlines Companion Fare, you must spend $6,000 or more on eligible purchases with your credit card within the prior anniversary year. The Companion Fare can be used to purchase a ticket for a companion on the same flight as the primary cardholder for a discounted price of $99 plus taxes and fees from $23. To redeem the Companion Fare, log in to your account and navigate to the “Discount and Companion Fare Codes” section.

7.8Expert Score
The Alaska Airlines Visa Signature Card is a great option for residents on the West Coast who are budget-conscious and frequently fly with Alaska Airlines. Not only does it offer a generous sign-up bonus and valuable rewards program, but it also boasts one of the lowest APRs available for a travel card. This makes it an ideal choice for those looking to maximize their rewards while keeping costs
Rewards Rating:
9
Rewards Value:
8
Annual Percentage Rate:
6
Rewards Flexibility:
8
Features:
6
Issuer Customer Experience
10
PROS
  • • Free checked bag for you and up to six guests on your reservation.
  • • Discounts on Alaska-related purchases, like 20% back on in-flight purchases.
  • • No foreign transaction fees.
CONS
  • • $95 annual fee. However, this fee is offset by the benefits and rewards offered.
  • • Limited options for redeeming miles for flights on partner airlines.

Specification: Alaska Airlines Visa Signature Card Review: Enhance Your Flying Experience

Best For:

Alaska Airlines Benefits, Sign up Bonuses, Miles and Companion Fare

Intro Offer:

60,000 bonus miles + Alaska's Famous Companion Fare™ ($99 fare + taxes and fees from $23)

Rewards

3 miles per $1 spent on eligible Alaska Airlines purchases, 2 miles per $1 on eligible gas, cable, streaming services and local transit including ride-share purchases then $1 on other purchases.

Annual Fee:

$95

Regular APR:

20.24% – 28.24% Variable APR on purchases and balance transfers

Intro Balance Transfers APR:

20.24% to 28.24%, based on your creditworthiness, at the time of account opening

Intro Purchase APR:

20.24% to 28.24% on purchases

Intro Purchase APR Period:

N/A

Balance Transfers Fee:

3% of the amount of each transaction

Foreign Transaction Fee

None

Cash Advance Fee

3% of the amount of each transaction

Late Payment Fee:

Up to $40

Cash Equivalent Fee

5% of the amount of per transaction

Convenience Check Fee

N/A

Returned Payment Fee:

N/A

Over Limit Fee:

$12

ExtendPay Fee

N/A

Credit Card Limit:

$5,000 to $15,000

Credit Card Type

Accidental Insurance, Auto Rental Insurance, Companion Ticket, Concierge Service, Extended Warranty Program, Free Checked Baggage, Free Credit Score, Lost Luggage Reimbursement, Mobile Pay Ready, Travel Assistance, Unsecured credit card, Visa, Zero Fraud Liability, Rewards, No Foreign Transaction Fee, Travel, Airline

Credit Card Features

Accidental Insurance, Airline, Auto Rental Insurance, Car Rentals, Companion Ticket, Concierge Service, Extended Warranty Program, Free Checked Baggage, Free Credit Score, Hotel, Lost Luggage Reimbursement, Mobile Pay Ready, No Foreign Transaction Fee, Rewards, Travel, Travel Assistance, Unsecured Credit Card, Visa Card, Zero Fraud Liability

What Card
Logo
Compare items
  • Total (0)
Compare
0