American Express Gold Card Review

American Express Gold Card Review

The American Express® Gold Card offers various benefits for cardholders looking to maximize their rewards and travel experiences. With an annual fee of $250, this card offers a competitive rewards rate that includes 4X Membership Rewards points at restaurants, plus takeout and delivery in the U.S., 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), and 3X Membership Rewards points on flights booked directly with airlines or on amextravel.com.

Additionally, cardholders can enjoy no foreign transaction fees and up to $120 in annual dining credits. In this article, we’ll delve into the comprehensive American Express Gold Card review and talk about its benefits, features, all kinds of rates and fees, and comparisons with other similar credit cards.

Let’s start with quick highlights!

Quick highlights

• Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases within the first six months of Card Membership.
• Earn 4X points at Restaurants, plus takeout and delivery in the U.S.
• Earn 4X points at U.S. supermarkets (up to $25,000 per calendar year in purchases, then 1X).
• Earn 3X points on flights booked directly with airlines or on amextravel.com.
• Get $120 Uber Cash and $120 Dining Credit each year.
• Enjoy a $100 experience credit with a minimum two-night stay at The Hotel Collection.
• Choose from Gold or Rose Gold card color options.
• No Foreign Transaction Fees.
• Annual Fee is $250.

American Express Gold Card Rewards

American Express Gold Card offers a generous reward rate for various categories, including dining, supermarkets, and flights, including:

• Earn 4 points per dollar at restaurants.
• Earn 4 points per dollar at U.S. supermarkets (on up to $25,000 in purchases per calendar year).
• Earn 3 points per dollar on flights booked directly with airlines or amextravel.com.
• Earn 1 point per dollar on other purchases.
• Terms and limitations apply.

Introductory Bonus

• American Express Gold Card offers an excellent introductory bonus of 60,000 points if you spend $6,000 in the first six months of card membership.

Annual Bonus

• Receive up to $100 activity credit on vacations over $3,000 (booked with a participating supplier through American Express Travel).
• Enjoy up to $120 dining credit (enrollment required).
• Get up to $100 hotel credit for qualifying activities through The Hotel Collection (minimum two-night stay; experience credit varies by property).

 Benefits Of American Express Card

As a card member, you can enjoy various benefits and rewards with the American Express Gold Card.

• $120 Uber Cash: Add your Gold Card to your Uber account and automatically receive $10 in Uber Cash each month for Uber Eats orders or rides in the U.S., totaling up to $120 per year. Plus, earn 4X Membership Rewards® points for every Uber Eats purchase with your Gold Card.
• $120 Dining Credit: Satisfy any craving with the $120 dining credit included with your Gold Card. Get up to $10 in statement credits each month when you dine at participating locations such as Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Enrollment is required.
• 3X Membership Rewards® Points: Earn 3X Membership Rewards® points on flights booked directly with airlines or through amextravel.com. Make the most of your travel purchases with this generous rewards rate.
• The Hotel Collection: Book your stay at The Hotel Collection through American Express Travel and receive a $100 experience credit to use during your visit. A minimum 2-night stay is required; the experience credit varies by property.
• No Foreign Transaction Fees: Are you traveling abroad? The Gold Card has no foreign transaction fees, making it the perfect card to take with you on any trip.
• Global Assist® Hotline: For peace of mind while traveling, the Global Assist® hotline is available 24/7 for emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance.
• Baggage Insurance Plan: Travel worry-free, knowing you’re covered for lost, damaged, or stolen baggage when you use your Gold Card to purchase a common carrier ticket (e.g., plane, train, ship, or bus).
• Car Rental Loss and Damage Insurance: Use your Gold Card to reserve and pay for a rental car and decline the collision damage waiver at the counter. You’ll be covered for any damages or theft of the vehicle.
• Pay with Points: Redeem your Membership Rewards points on AmexTravel.com to cover all or part of your flights and prepaid hotels for your next trip. With destinations around the globe, your points can help you get there.

American Express Gold Card Rates and fee

• Intro offer: 60,000 Membership Rewards Points
• Regular APR: 21.24% to 29.24% (This APR will vary with the market based on the Prime rate.).
• APR for Cash Advances: “This APR will also vary with the market based on the Prime Rate.
• Annual Membership Fee: $250
• Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
• Foreign Transaction Fee: None
• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $40

Eligibility Criteria for American Express Gold Card

To apply for the American Express Gold Card, you must be at least 18 years of age and a resident of the United States. You also need to have a good credit score and meet the income requirements set by American Express.

To be eligible for the American Express Gold Card, you must:

• Be at least 18 years of age.
• Be a U.S. citizen or permanent resident of the United States.
• Have a valid Social Security number.
• Have a valid U.S. street address.
• Keeping a good to excellent credit score.
• Have a minimum income requirement (specific amount not disclosed).

Customer Service

• Helpline Number: 1800 419 2122
• Official Website: American Express

Conclusion

Experience the world in style with the American Express® Gold Card. With various rewards and benefits, this card is perfect for travelers who want to make the most of their trips. This card has everything from $120 in Uber Cash annually to 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. Plus, you can travel worry-free with no foreign transaction fees and access to the Global Assist® Hotline. With an intro offer of 60,000 Membership Rewards® Points and an annual fee of $250, this card offers exceptional value for frequent travelers.

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