Capital One Quicksilver Student Cash Rewards Credit Card Review

Capital One Quicksilver Student Cash Rewards Credit Card Review

If you are a student looking for a credit card that offers simplicity and convenience, Capital One Quicksilver Student Cash Reward might be just what you need. With this card, you can earn unlimited 1.5% cash back on all your purchases without having to worry about tracking bonus categories or maximizing your spending.

And if that’s not enough, you can also enjoy an early spend bonus of $50 when you spend $100 in the first three months. Furthermore, this card offers additional perks such as 10% cash back on purchases made through Uber and Uber Eats, complimentary Uber One membership statement credits until November 14th, 2024, and $0 fraud liability for unauthorized charges. With no annual fee, foreign transaction fees, or hidden fees, this card allows you to focus on building your credit history without any added financial burden.

And in case your card gets misplaced, lost, or stolen, you can easily lock it through the Capital One Mobile app. Plus, with the opportunity to earn up to $500 a year by referring friends and family for a Capital One credit card, this could be a great option for students at any type of higher education institution. Overall, the Capital One Quicksilver Student Cash Rewards Credit Card offers simplicity and convenience while helping you build your credit with responsible card use.

Quick Highlights

• Unlimited 1.5% cash back: on every purchase, every day
• Early Spend Bonus: Earn $50 when you spend $100 in the first three months
• 10% cash back on Uber & Uber Eats +: complimentary Uber One membership (until 11/14/2024)
• $0 Fraud Liability protection
• No Fees: No annual fees, foreign transaction fees, or hidden fees
• Lost/Stolen Card Management: Lock your card directly in the app
• Referral Bonus: Earn up to $500 a year by referring friends and family
• Credit Building: Build your credit with responsible card use
• Student-Friendly: Great option for students at various institutions

Benefits Of Capital One Quicksilver Student Cash Reward

• No Foreign Transaction Fees: When using your Capital One credit card to make purchases outside of the United States, you won’t be charged any transaction fees.
• Complimentary Concierge Service: Enjoy 24/7 personalized assistance for dining, entertainment, and travel needs with our complimentary concierge service.
• Extended Warranty Protection: Eligible items purchased with your Capital One credit card will receive additional warranty protection at no extra cost.
• 24-Hour Travel Assistance Services: In case of a lost or stolen credit card, you can easily get an emergency replacement card and cash advance through our 24-hour travel assistance services.
• Travel Accident Insurance: When using your Capital One credit card to purchase your fare, you automatically receive insurance coverage for any covered loss at no additional charge.
• Instant Purchase Notifications: Stay on top of your spending by receiving push notifications each time a new purchase is approved on your account.
• Capital One Shopping: Shop smarter with Capital One Shopping, an online tool that automatically applies available coupon codes to your order.
• Shop With Your Rewards: Use your Capital One rewards to pay for purchases on Amazon.com.
• Redeem Your Rewards with PayPal: Easily redeem your Capital One rewards on eligible purchases at millions of online stores through PayPal.
• Capital One Travel: Book your trips at the best prices and enjoy flexible payment options using your rewards, credit card, or both with Capital One Travel.
• 50% off Handcrafted Beverages: As a Capital One cardholder, you’ll receive 50% off all handcrafted beverages every day at any Capital One Café nationwide.

Access to Capital One Quicksilver Student Cash Reward

• Capital One Dining: Access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events.
• Capital One Entertainment: exclusive pre-sales, tickets, suite experiences, and more for can’t-miss events across music, sports, and dining.

Capital One Quicksilver Student Cash Reward of Protection

• Security Alerts: Stay on top of your account’s security with notifications sent via text, email, and phone if any suspicious activity is detected.
• $0 Fraud Liability: Rest easy knowing that you won’t be held responsible for unauthorized charges if your card is lost or stolen.
• Virtual Card Numbers from Eno: Keep your actual card number safe and secure by using virtual card numbers for online purchases.
• Card Lock: Misplaced, lost, or stolen card? No problem. Simply lock your card through the Capital One Mobile app.
• Account Alerts from Eno: Receive alerts for potential mistakes or unexpected charges, such as duplicate purchases or sudden bill increases.
• CreditWise: Keep track of changes to your credit report from TransUnion or Experian with alerts.

Management

• Recurring Merchant View: Easily see where your card is stored online for recurring purchases.
• Authorized Users: Add an authorized user and track their spending for better expense management.
• Balance Transfer: Consolidate your debt by transferring balances from high-interest cards to your Capital One card (details available on Capital One’s website: link to Capital One’s website).
• 24/7 Customer Service: Get help from Capital One’s representatives anytime (contact information available on Capital One’s website: link to Capital One’s website).
• Autopay: Set up automatic payments to avoid late fees.
• Capital One Mobile App: Manage your account on the go—view your balance transactions, make payments, and even monitor your credit score for free with CreditWise.
• Chat with Eno: Text Eno, your Capital One assistant, to check your balance, make payments, and more

Additional benefits with Quicksilver Rewards for Students

• Exclusive Reservations: As a Capital One cardholder, you gain access to exclusive reservations at award-winning restaurants and unforgettable culinary experiences.
• Unlimited 5% Cash Back on Travel: Book your hotels and rental cars through Capital One Travel and earn unlimited 5% cash back.
• Access to Events: Enjoy access to a variety of events in music, sports, and dining with exclusive pre-sales, tickets, and more as a Capital One cardholder.
• Building Credit History: By using your Capital One card responsibly, you can build your credit history while also earning great rewards. It’s a win-win situation!
• Unlimited 1.5% Cash Back on Every Purchase: Make every purchase more rewarding by earning unlimited 1.5% cash back on all your purchases every day.
• Complimentary Uber Benefits: As a cardholder, you can earn 10% cash back on purchases made through Uber and Uber Eats. Plus, get your monthly membership fee covered through November 14, 2024. That’s just one of the many benefits of being a Capital One customer.

Rate and Fee

• Intro Offer: $50
• Annual Fee: $0
• Regular APR: 19.99%-29.99% variable
• Recommended Credit: (No Credit History)
• Intro Purchase APR: N/A
• Intro Balance Transfers APR: N/A

Rewards Rate

• 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
• Unlimited 1.5% cash back on every purchase, every day (including non-Uber/Eats purchases) starting from the date of account opening.

Redeem Your Cash Back for Any Amount

Rewards Don’t Expire for the Life of the Account

• Redeem for Cash: We’ll send you a check, or you can apply rewards as a statement credit.
• Cover Your Purchases: Apply your cashback to directly cover a recent purchase.
• Get Gift Cards: Spend your rewards on gift cards.

Additional Redemption Options

In addition to being able to redeem your cash back for a statement credit or check, you can also use your rewards towards covering recent purchases or purchasing gift cards. This gives you the flexibility to choose how you want to use your hard-earned rewards.

And the best part? Your rewards don’t expire for the life of your account, so you can redeem them whenever it’s most convenient for you. So go ahead and treat yourself to your cashback rewards—the possibilities are endless! So start earning and redeeming today and enjoy the many benefits of being a valued card member.

Capital One Quicksilver Student Cash Rewards Credit Card Application and Approvals

Are you a student looking for a credit card with cash rewards? Look no further than the Capital One Quicksilver Student Cash Rewards Credit Card. This popular credit card offers students a variety of benefits, including no annual fee and unlimited 1.5% cash back on every purchase. But before you apply, it’s important to understand the eligibility criteria and approval process for this card.

Eligibility Criteria

To be eligible for the Capital One Quicksilver Student Cash Rewards Credit Card, you must meet the following criteria:

• Be a student aged 18 years or older
• Have a valid Social Security number
• Be enrolled in a two- or four-year college, university, or trade school
• Have a good credit score (typically 670 or higher)
• Have a verifiable source of income

If you meet these criteria, you can proceed with the application process.

The Application Process

The application process for the Capital One Quicksilver Student Cash Rewards Credit Card is quick and easy. You can apply online through the Capital One website or by calling their customer service line. You will need to provide personal information such as your name, address, and Social Security number, as well as information about your income and employment.

Approval Process

Once you have submitted your application, a decision will typically be made within a few minutes. If approved, you can expect to receive your card in the mail within 7-10 business days. If additional information is needed, you may receive a notification requesting further documentation.

It’s important to note that even if you meet the eligibility criteria, there is no guarantee of approval. Your credit score and income will also be taken into consideration during the approval process.

Customer Service

• Credit card customer service: 1-800-CAPITAL (227-4825)
• Credit card outside the US: 1-804-934-2001
• Customer Support: 1-844-348-8660
• Official Website: Capital One

Conclusion

The Capital One Quicksilver Student Cash Rewards Credit Card offers a straightforward cashback option for students looking to build credit and earn rewards on everyday purchases. With its no annual fee, unlimited 1.5% cash back, and accessible application process, it’s a solid choice for beginners.

However, there are some limitations to consider. The Quicksilver Student card doesn’t offer bonus categories for specific spending like some other student cards. Additionally, the interest rates can be high, so responsible credit use is crucial to avoid accruing debt.

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