Earn 80000 Miles with the Delta SkyMiles® Reserve Business Card

Delta SkyMiles® Reserve Business Card Review: A Comprehensive Breakdown of Benefits, Costs, and Rewards

Regarding business travel, few things are more valuable than a credit card that combines exceptional rewards with high-end benefits, and the Delta SkyMiles® Reserve Business Card is precisely that. As a premium offering from American Express, this card provides business owners with a wealth of travel-related perks, robust rewards, and comprehensive travel protections. In this Delta SkyMiles® Reserve Business Card review, we will look in-depth at its features, annual Fee, Bonus Miles, and more to help you determine whether it fits your business needs.

Card Highlights:

• Annual Fee: $650
• Sign-up Bonus: Earn 80,000 Bonus Miles after spending $10,000 in the first 6 months.
• Miles Earning: Earn 3X Miles on eligible Delta purchases, 1.5X Miles on U.S. office supply stores, shipping, and transit, and 1X Mile on all other purchases.
• Complimentary Lounge Access:
  • Delta Sky Club® access is available for you and up to 2 guests.
  • The Centurion® Lounge access at select airports.
• Hertz President’s Circle® Status: Enjoy premium benefits like upgrades and priority service.
• Companion Certificate: Receive a complimentary companion certificate after renewing your card each year (subject to taxes and fees).
• $120 Rideshare Credit: Up to $120 in annual credits for rideshare services.
• Global Entry/TSA PreCheck® Credit: Get a statement credit for Global Entry or TSA PreCheck® application fees.
• Medallion® Qualification Dollars (MQD) Boost: Earn a boost toward your Medallion® Status with Delta Airlines.
• Travel Insurance: Trip Delay Insurance, Car Rental Insurance, Baggage Insurance, and Trip Cancellation/Interruption Insurance for covered travel disruptions, damage, theft, or loss.
• $250 Delta Stays Statement Credit: Available for eligible Delta Stays hotel bookings.
• Resy® Dining Credit: Up to $240 in credits for dining reservations through Resy®.
• Earn Miles on Delta Purchases: Earn Miles on flights, in-flight purchases, and other Delta services.

What is the Delta SkyMiles® Reserve Business Card?

The Delta SkyMiles® Reserve Business Credit Card is designed for business owners who frequently fly with Delta Airlines. By offering a variety of premium benefits, including Complimentary Lounge Access, Companion Certificates, and an excellent miles-earning structure, this card promises to provide significant value, especially for business travelers who are already loyal to Delta.

Related: Can You Use Your Business Credit Card For Personal Expenses

With a generous sign-up bonus of 80,000 Bonus Miles after meeting the minimum spending requirement and 3X Miles on Delta purchases, the Delta SkyMiles® Reserve Business Card is one of the top options for frequent flyers. Additionally, the card offers several luxury perks that can elevate your travel experience, such as Hertz President’s Circle® Status, Global Entry/TSA PreCheck® credit, and travel insurance coverage.

Rates and Fees:

Here is a summary of the rates and fees:

• Annual Fee: $650
• APR for Purchases: 19.99% – 28.99% (Variable)
• APR for Cash Advances: 28.99% (Variable)
• Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
• Foreign Transaction Fee: None
• Returned Payment Fee: Up to $39
• Late Payment Fee: Up to $39
• Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
• Credit Card Cash Advance Fee: $5 or 3% of the amount, whichever is greater

See Full Rates and Fees

Key Features of the Delta SkyMiles® Reserve Business Card

Let’s break down the key features of this credit card to help you fully understand what it brings to the table:

1. Annual Fee: $650
2. Bonus Miles: 80,000 Bonus Miles after spending $10,000 in the first 6 months.
3. Miles Earning:

1. • 3X Miles on eligible Delta purchases.
   • 1.5X Miles on eligible purchases at U.S. office supply stores, shipping, and transit.
   • 1X Mile on other purchases.
2. Travel Perks:
   • Complimentary Lounge Access to Delta Sky Club® and The Centurion® Lounge.
   • A companion Certificate will be issued upon renewal of your card each year.
   • Global Entry/TSA PreCheck® Credit for faster airport security screening.
   • $120 Rideshare Credit per year.
     
3. Additional Benefits:
   • Travel insurance includes trip delays, car rentals, and baggage insurance.
   • Medallion® Qualification Dollars (MQD) boost to help you reach elite Medallion® Status faster.
     

With such a rich selection of benefits, this card provides excellent value, especially for frequent Delta flyers and business owners who travel regularly for work.

Annual Fee and What It Covers

One of the first things to note about the Delta SkyMiles® Reserve Business Card is the Annual Fee of $650. While this is undoubtedly a premium price, weighing this cost against the card’s many benefits is essential. For example, the Complimentary Lounge Access to Delta Sky Club® and The Centurion® Lounge alone can be a massive advantage if you spend significant time at airports. These exclusive lounges provide a comfortable space to relax, work, or grab a snack, offering everything from Wi-Fi to premium drinks and gourmet food.

Additionally, you’ll receive a Companion Certificate upon renewing your card, which can be used for a free companion ticket on eligible Delta flights. The value of this perk can easily exceed the card’s annual Fee, particularly if you travel with a colleague, friend, or family member.

Finally, the $120 Rideshare Credit and Global Entry/TSA PreCheck® Credit can offset some annual fee costs. These credits can be invaluable if you frequently use rideshare services or need expedited airport security.

How to Earn Miles with the Delta SkyMiles® Reserve Business Card

One of the most appealing aspects of the Delta SkyMiles® Reserve Business Card is its miles-earning structure. You can accumulate SkyMiles® through various spending categories, making it easier to earn rewards while conducting everyday business activities.

1. 3X Miles on Delta Purchases: This is a fantastic benefit if you regularly fly Delta Airlines. Earning 3X Miles on Delta purchases means quickly accumulating miles on flights, baggage fees, in-flight purchases, and more.
2. 1.5X Miles on Eligible Purchases: For purchases made at U.S. office supply stores, shipping, and transit, you’ll earn 1.5X Miles. This is particularly beneficial for business owners who regularly purchase office supplies, ship packages, or pay for public transportation.
3. 1X Mile on All Other Purchases: While this rate is standard, it still allows you to earn SkyMiles® on everyday business expenses like office supplies, dining, and utilities.

Through this miles-earning structure, it’s easy to accumulate a significant number of SkyMiles® over time. Whether using your card to purchase flights, pay for business expenses, or enjoy meals, you’ll earn miles for every dollar spent.

The 80,000 Bonus Miles: An Extra-Ordinary Offer

When you sign up for the Delta SkyMiles® Reserve Business Card, you can earn 80,000 Bonus Miles after you spend $10,000 on eligible purchases within the first 6 months. This is one of the highest bonus offers available for a business card, and it can be used to book flights with Delta Airlines or upgrade to premium cabins. The Bonus Miles can provide great value, mainly if you use them for long-haul international flights or upgrades to Delta Comfort+ or First Class.

Exclusive Travel Benefits: Lounge Access, Hertz Status, and More

In addition to earning miles, the Delta SkyMiles® Reserve Business Card offers a range of exclusive travel benefits that can make your trips more comfortable and enjoyable.

1. Complimentary Lounge Access:

1. • Delta Sky Club®: With your card, you get Complimentary Access to Delta Sky Club®, which is ideal for business travelers looking for a quiet and comfortable space to relax between flights.
   • The Centurion® Lounge: Cardholders also get Complimentary access to The Centurion® Lounge, one of the most luxurious lounges available at airports across the U.S. These lounges offer fine dining, premium beverages, and a quiet space to work.
2. Hertz President’s Circle® Status:
   • The Delta SkyMiles® Reserve Business Card comes with Hertz President’s Circle® Status, which provides access to upgrades, faster rentals, and other premium perks. If you frequently rent cars for business trips, this benefit can save you time and money and enhance your rental experience.
     
     
3. Companion Certificate:
   • After renewing your Delta SkyMiles® Reserve Business Card, you’ll receive a Companion Certificate. This allows you to bring a companion on a domestic or select international flight at no additional cost (though taxes and fees still apply).
     
     

Travel Insurance and Protections

The Delta SkyMiles® Reserve Business Card offers a wide range of travel protections, providing peace of mind for business owners who travel frequently. These benefits can help you avoid unexpected costs and mitigate risks associated with travel.

1. Trip Delay Insurance:

1. • If your trip is delayed by more than 6 hours or requires an overnight stay due to a covered reason, you can be reimbursed for certain additional expenses like meals, lodging, and transportation.
2. Trip Cancellation and Interruption Insurance:
   • If your trip is canceled or interrupted for a covered reason, you’ll be reimbursed for your non-refundable travel expenses, including flights and accommodations.
3. Baggage Insurance:
   • This covers lost, damaged, or stolen baggage when you use your Delta SkyMiles® Reserve Business Card to pay for your flight.
4. Car Rental Insurance:
   • The card also offers secondary car rental insurance, which covers damage or theft of a rental car when you decline the rental company’s collision damage waiver.

Related: Can You Rent A Car with A Secured Credit Card

Additional Credits and Discounts

In addition to the above benefits, the Delta SkyMiles® Reserve Business Card offers additional credits and discounts to help you save on travel expenses.

• $250 Delta Stays Statement Credit: This is available for eligible purchases made through Delta Stays, helping you save on hotel stays booked through Delta’s travel platform.
  
  
• Resy® Credit: Earn up to $240 in Resy® Credit per year for dining reservations and experiences booked through the Resy platform.
  
  
• Global Entry or TSA PreCheck® Credit: Get a statement credit for Global Entry or TSA PreCheck® application fees, allowing you to breeze through airport security.

Comparing the Delta SkyMiles® Reserve Business Card with Other Credit Cards

Being a frequent flyer, looking for top-tier rewards, or seeking perks for your business, comparing cards on their rewards, annual fees, intro offers, and additional benefits are essential. Below is a detailed comparison of four of the top business credit cards currently available:

Comparing the Delta SkyMiles Reserve Business Card with Other Credit Cards

Which One is Worth Buying?

Choosing the right card depends on your business needs and priorities. The Delta SkyMiles® Reserve Business Card is the obvious choice if you’re a frequent Delta traveler. It offers exclusive perks such as lounge access, Medallion® Qualification Dollars (MQD), and other premium travel benefits, making it perfect for those who fly often with Delta.

On the other hand, if your business requires frequent travel across multiple airlines and you prefer earning points for various purchases, then the Business Platinum Card® is likely the best option for you. With 5X points on travel, Priority Pass access, and additional travel benefits like hotel status and airline credits, this card is designed for those who want to maximize their travel rewards.

For those who prefer cashback rewards, the Ink Business Premier® Credit Card is ideal, especially for business owners who make larger purchases. This card offers 2.5% cash back on purchases of $5,000 or more, which can add up quickly and provide significant savings for businesses with substantial spending.

The Delta SkyMiles® Platinum Business American Express Card strikes the perfect middle ground if you’re seeking a more balanced card. It provides excellent travel rewards while maintaining flexibility. It’s an ideal choice for those who don’t need all the high-end benefits of the Delta SkyMiles® Reserve Business Card but still want to earn substantial rewards and enjoy a solid sign-up bonus.

In summary, if your primary focus is Delta-specific benefits, the Delta SkyMiles® Reserve Business Card is the clear winner. For broader rewards, The Business Platinum Card® provides exceptional travel perks. For cash back on large purchases, the Ink Business Premier® Credit Card offers substantial value. The Delta SkyMiles® Platinum Business American Express Card provides a great compromise with good rewards and perks at a more affordable price.

Final Thoughts: Is the Delta SkyMiles® Reserve Business Card Worth It?

For business owners who frequently travel with Delta Airlines, the Delta SkyMiles® Reserve Business Card offers a compelling value proposition. Despite the annual Fee of $650, the card provides many valuable benefits, including Bonus Miles, Complimentary Lounge Access, Companion Certificates, and several travel protections.

Suppose you frequently fly with Delta and want to maximize your miles earnings, enjoy luxury travel experiences, and get access to a variety of travel perks. In that case, this card is an excellent option. Whether you’re looking to earn miles, gain access to premium lounges, or take advantage of Hertz President’s Circle® Status, the Delta SkyMiles® Reserve Business Card is built to meet the needs of serious business travelers.

You can also think about some other greate travel credit cards like Alaska Airlines Visa® Signature card for 60,000 miles and Costco Anywhere Visa Business Card by Citi to continue your journey with ease.

Commonly Asked Questions: Delta SkyMiles® Reserve Business Card