Get Exclusive Disney® Rewards with the Premier Visa® Card

Disney®Premier Visa® Card: Ultimate Rewards for Disney Fans

For Disney fans looking to maximize their purchases, the Disney® Premier Visa® Card offers an exciting opportunity to earn rewards and enjoy exclusive perks. Whether you’re shopping for Disney merchandise, planning a vacation, or enjoying streaming services like Disney+, this Chase Disney Visa Card provides substantial benefits tailored for anyone who loves Disney. In this review, we’ll dive deep into the card’s key features, including its rewards program, statement credit, vacation financing, and a range of Disney card benefits. Let’s explore everything you need to know about the Disney Premier Visa® Card.

 What is the Disney® Premier Visa® Card?

The Disney® Premier Visa® Card, issued by Chase, is a co-branded credit card designed specifically for Disney enthusiasts. It allows cardholders to earn Disney Rewards Dollars on everyday purchases, offering a generous rewards program for those who frequently spend on Disney-related items.

Unlike traditional cashback or travel rewards cards, the Disney Premier Visa® Card is a travel rewards credit card tailored to those who have a deep connection with Disney. If you’re a Disney lover who visits the theme parks, shops for Disney merchandise or uses Disney’s streaming services like DisneyPlus.com, Hulu.com, or ESPNPlus.com, this card is a great way to make your spending work for you.

This credit card comes with a $400 statement credit for new card members after spending $1,000 within the first three months of account opening. In addition to the statement credit, the card provides access to unique perks like special Disney vacation financing options, exclusive shopping discounts, and rewards that can be redeemed for various Disney experiences.

Card Highlights

• $400 statement credit after spending $1,000 in the first 3 months.
• Earn 5% Disney Rewards Dollars on Disney+ subscriptions, Hulu, and ESPN+.
• Get 2% Disney Rewards Dollars at grocery stores, gas stations, and restaurants.
• 1% Disney Rewards Dollars on all other purchases.
• Enjoy 10% off select purchases at DisneyStore.com and Disney Resorts.
• 0% APR for 6 months on select Disney vacation packages.
• No block-out dates when redeeming Disney Rewards Dollars for park tickets or vacations.
• Exclusive photo opportunities with Disney characters at Disney parks.
• Extended warranty protection on eligible purchases.
• Baggage delay insurance is up to $100 a day for 3 days.
• Earn up to 500 Disney Rewards Dollars annually by referring friends.
• $49 annual fee, which is minimal for the perks offered.
• Use Disney Rewards Dollars for Disney dining, shopping, and travel.
• Flexible vacation financing options with special APR for Disney vacation packages.
• Get 15% off select guided tours at Disneyland and Walt Disney World.
• Free design change for your Disney card anytime you want.
• Purchase protection for up to 120 days against damage or theft.
• Enjoy exclusive vacation financing with special low APR options.

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Rates and Fees of Disney® Premier Visa® Card

• Annual Fee: $49 for cardholders, which covers all the Disney perks and rewards.
• APR (Annual Percentage Rate): 18.24%–27.24% variable, depending on creditworthiness.
• 0% APR:on select Disney vacation packages for 6 months, then a variable APR of 18.24%–27.24%.
• Foreign Transaction Fee: No fee for international purchases, which is great for travelers.
• Cash Advance APR: 27.24% variable on cash advances, with a $10 or 5% fee, whichever is greater.
• Late Payment Fee: Up to $40 if you miss a payment or make a late payment.
• Returned Payment Fee: Up to $40 for any returned payments.
• Credit Card Protection: Built-in purchase protection for new items within 120 days of purchase.
• Balance Transfer Fee: Either $5 or 5% of the amount, whichever is greater, applies to balance transfers.
• Cash Advance Fee: 5% of the transaction amount, with a $10 minimum fee.
• Over-the-limit Fee: No fee if you go over your credit limit.
• Pay Over Time Feature: Available with eligible purchases, allowing you to pay over time with fixed monthly payments.

See Full Rates and Fee

Key Features of Disney® Premier Visa® Card

1. Statement Credit and New Card member Offer

 One of the standout features of the Disney Premier Visa® Card is the $400 statement credit offered to new cardholders. This is a great incentive, and all you need to do is spend $1,000 on purchases within the first three months after opening your account. This offer is designed to reward new customers right away, making the card an attractive option for those who are new to the Disney Visa® Card family.

This type of statement credit is a common bonus feature among many credit cards. Still, the fact that you can use your rewards toward Disney-related experiences or purchases makes this bonus even more valuable for Disney fans.

2. Earning Disney Rewards Dollars

 The Disney Premier Visa® Card stands out because it allows you to earn Disney Rewards Dollars at higher rates compared to many other reward cards. Depending on where and how you use your card, you can earn varying amounts of Disney Rewards Dollars.

• 5% Disney Rewards Dollars for Disney+ and Streaming Services: For those who subscribe to com, Hulu.com, or ESPNPlus.com, the Disney Premier Visa® Card offers a generous 5% in Disney Rewards Dollars. This benefit is perfect for families or individuals who already use these streaming services. As you pay for your monthly subscriptions, your rewards will start adding up quickly. This is a huge benefit if you already enjoy Disney’s array of streaming services.
• 2% Disney Rewards Dollars for Everyday Purchases: Cardholders also earn 2% Disney Rewards Dollars on purchases made at gas stations, grocery stores, restaurants, and most Disney U.S. locations. These categories cover a wide range of everyday spending, meaning you can rack up rewards faster without changing your usual shopping habits.
• 1% Disney Rewards Dollars for All Other Purchases: For all other purchases made with the card, you’ll earn 1% in Disney Rewards Dollars. While this is a lower rate compared to the 5% or 2% categories, it still adds up over time, especially if you use your Disney credit card for everyday purchases.

3. Redeeming Disney Rewards Dollars

 One of the most attractive features of the Disney Premier Visa® Card is the flexibility of its Disney Rewards Dollars. These rewards can be used for a wide range of Disney experiences, making it incredibly easy to enjoy the card’s benefits.

• Redeeming for Disney Theme Park Tickets and Resort Stays: The Disney Premier Visa® Card allows cardholders to redeem their Disney Rewards Dollars for Disney theme park tickets, resort stays, and even Disney cruise line There are no block-out dates for redeeming rewards, meaning you can use them whenever you want, even during peak times.
• Redeeming for Merchandise, Dining, and More: In addition to vacation experiences, Disney Rewards Dollars can also be redeemed at com for Disney merchandise, including toys, clothing, and other collectibles. You can also use your rewards to save on Disney dining at participating restaurants at Disneyland® Resort and Walt Disney World® Resort.

4. Flexibility with Airline Purchases

 One standout option is using the Pay Yourself Back® feature. This allows you to redeem your Disney Rewards Dollars for a statement credit toward airline purchases, giving you flexibility in how you use your rewards. This is particularly helpful for Disney cardholders who travel frequently and want to use their rewards toward their travel expenses.

• Cardholder Benefits: Disney Perks and Protection: The Disney Premier Visa® Card offers several exclusive card member benefits that make it more than just a typical rewards card. These benefits are designed to enhance your Disney experience, whether you’re at a theme park, enjoying a cruise, or traveling to your favorite Disney destination.

• Disney Vacation Perks: As a cardholder, you can enjoy several exclusive perks when visiting Disneyland® Resort, Walt Disney World® Resort, and Disney Cruise Line:
• 10% off select merchandise purchases at DisneyStore.com and at Disney resorts.
• 15% off select guided tours at both Disneyland® Resort and Walt Disney World® Resort.
• Special photo opportunities with Disney characters and Star Wars characters.
• These perks make the card an excellent choice for Disney fans who plan to make frequent trips to Disney parks.

5. Travel Protection Benefits

In addition to vacation perks, the Disney Premier Visa® Card includes several travel protection benefits:

• Baggage Delay Insurance: Covers up to $100 per day for essential purchases like toiletries and clothing if your baggage is delayed for more than 6 hours.
• Purchase Protection: This policy covers eligible purchases for 120 days from the date of purchase, up to $500 per item, and protects you against damage or theft.
• Extended Warranty Protection: This policy extends the manufacturer’s warranty on eligible products for an additional year, up to four years from the original purchase date.

These protections ensure you’re covered while traveling or shopping, making the Disney Premier Visa® Card even more valuable.

How to Apply for the Disney Premier Visa® Card?

Applying for the Disney Premier Visa® Card is a straightforward process. To apply, visit the Chase website and fill out the online application. You will need to provide personal and financial details to determine your eligibility. The card is available to those with good to excellent credit, and new applicants can earn the $400 statement credit after meeting the initial spending requirement of $1,000 in the first three months.

Comparison of Disney Premier Visa® Card, Disney Visa® Card, IHG One Rewards Traveler Card, and IHG One Rewards Premier Card.

When choosing a credit card, it’s important to compare various options to find the one that best fits your needs. Below is a comparison of four popular cards: the Disney Premier Visa® Card, Disney Visa® Card, IHG One Rewards Traveler Credit Card, and IHG One Rewards Premier Credit Card. Each card offers distinct rewards and benefits, making it important to evaluate them based on your preferences.

Comparison Analysis

• Sign-Up Bonus: The Disney Premier Visa® Card offers a $400 statement credit after spending $1,000 in 3 months. Both the IHG One Rewards Traveler Credit Card and IHG One Rewards Premier Credit Card provide significant bonus points, with the Premier card offering the highest bonus at 170,000 points. In contrast, the Disney Visa® Card offers a $150 statement credit.
• Rewards Rate: The Disney Premier Visa® Card excels with 5% in Disney Rewards Dollars for select purchases, while the Disney Visa® Card offers 1% on all purchases. For hotel stays, the IHG One Rewards cards provide up to 26X points on IHG hotel stays, a strong advantage for frequent travelers.
• Annual Fee: The Disney Visa® Card and the IHG One Rewards Traveler Credit Card come with no annual fee, making them cost-effective for basic users. The Disney Premier Visa® Card charges a $49 yearly fee, while the IHG One Rewards Premier Credit Card charges $99 annually.
• APR: All cards have competitive APRs in the range of 18%–28%, with the Disney Premier Visa® Card offering a bonus of 0% APR for 6 months on select Disney vacation packages.

Which Card is Worth Buying?

If you’re a Disney fan, the Disney Premier Visa® Card offers valuable rewards with higher Disney-related perks, including a strong sign-up bonus and 5% rewards on select Disney purchases. However, if you prefer hotel stays with a focus on IHG properties, the IHG One Rewards Premier Credit Card provides the highest points return and a generous sign-up bonus. For no annual fee and basic rewards, the Disney Visa® Card and IHG One Rewards Traveler Credit Card are solid choices. Ultimately, it depends on whether you prioritize Disney rewards or hotel stays with IHG.

Why You Might Think About a Different Credit Card Than Disney® Premier Visa® Card?

While the Disney® Premier Visa® Card offers excellent benefits for Disney enthusiasts, it may not be the best fit for everyone. It’s important to consider your spending habits, preferred rewards, and lifestyle before choosing a credit card.

1. Limited Rewards Categories: The Disney Premier Visa® Card excels in rewards on Disney-related purchases, offering 5% Disney Rewards Dollars on Disney+, Hulu, and ESPN Plus, and 2% at gas stations, grocery stores, and restaurants. However, if you’re spending falls outside these categories, this card might not maximize your everyday rewards. You could benefit from a more flexible rewards program with broader earning potential, such as cashback on all purchases.
2. Annual Fee Considerations: The Disney Premier Visa® Card comes with a $49 annual fee. While this is relatively low, there are no-annual-fee credit cards that offer great rewards. If you’re looking to avoid fees while earning on a variety of purchases, other cards could provide more value.
3. Travel Rewards & Flexibility: For frequent travelers, the Disney Premier Visa® Card offers vacation financing, but it lacks premium travel rewards features. If you need airline miles, free checked bags, or enhanced travel protections, consider cards like the Chase Sapphire Preferred® Card or the Capital One Venture Rewards Credit Card.

💳 Why Other Cards Are Better

1. Chase Sapphire Preferred® Card – Strong Travel and Dining Rewards

• This card gives 5x points when you book travel through Chase. That’s more than Disney’s 2% back.
• You’ll earn 3x points on dining and select streaming, while Disney’s card gives just 2% or 5%.
• It also includes travel insurance and rental car coverage, which Disney’s card doesn’t offer.
• You even get a $50 hotel credit each year, adding extra value over time.

2. Capital One Venture Rewards Card – Simple, Flexible Travel Rewards

• This card gives 2 miles on every purchase, double the 1% back on Disney’s card.
• You earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
• It offers a $250 travel credit and 75,000 bonus miles after meeting the spending limit.
• There are no foreign transaction fees, so it’s great if you travel internationally.

3. Blue Cash Preferred® Card – Best for Groceries and Gas

• You get 6% back at U.S. supermarkets—way more than Disney’s 2% rate.
• It also gives 6% on select streaming services, not just Disney+, Hulu, or ESPN+.
• You earn 3% back at gas stations and on transit, helpful for daily spending.
• Plus, there’s a 0% intro APR and flexible cashback options for added savings.

Is the Disney Premier Visa® Card Right for You?

The Disney Premier Visa® Card is a fantastic choice for Disney fans who want to earn rewards and enjoy exclusive perks. With the ability to earn Disney Rewards Dollars on streaming services like DisneyPlus.com, Hulu.com, and ESPNPlus.com, along with vacation perks, purchase protection, and travel benefits, this card offers real value for those who enjoy everything Disney has to offer.If you frequently shop at Disney stores, plan Disney vacations, or enjoy Disney’s streaming platforms, the Disney Premier Visa® Card can help you save money and earn rewards for your favorite Disney experiences.

Frequently Asked Questions (FAQs)

Final Thoughts

If you’re not spending enough on Disney-related purchases or want more flexibility in rewards, a different credit card may be more suitable. The Chase Sapphire Preferred® Card and Capital One Venture Rewards Credit Card are great alternatives for travel enthusiasts, while Blue Cash Preferred® offers great cashback in everyday categories.