Marriott Bonvoy Business American Express Card Review

Marriott Bonvoy Business American Express Card Review

The Marriott Bonvoy Business American Express Card caters to business travelers seeking a rewarding credit card with a generous welcome offer. Cardholders can accrue points quickly with a tiered earning structure, including 6x points at Marriott Bonvoy hotels, 4x points at restaurants worldwide, U.S. gas stations, and specific purchases, and 2x points on all other qualifying purchases. A limited-time offer grants five Free Night Awards after spending $8,000 within the first six months, while cardholders also receive an annual Free Night Award and a potential additional award upon reaching $60,000 in annual spending. Additionally, enjoy a 7% discount on eligible Marriott Bonvoy bookings when combining your Marriott Bonvoy membership with the card. In this article, we’ll delve into the comprehensive The Marriott Bonvoy Business American Express Card and talk about its benefits, features, all kinds of rates and fees and comparisons with other similar credit cards.

Let’s start with quick highlights!

Quick Highlights

• Earn 5 Free Night Awards by making $8,000 in eligible purchases within the first six months of Card Membership.
• Each bonus Free Night Award can be redeemed for up to 50,000 Marriott Bonvoy® points at participating hotels.
• Receive a 7% discount on eligible bookings as a benefit of being a member of both Marriott Bonvoy® and Marriott Bonvoy Business® American Express®.
• Earn 6x points for every dollar spent at participating hotels in the Marriott Bonvoy® program.
• Earn 4x points on purchases made at restaurants worldwide, U.S. gas stations, wireless telephone services from U.S. providers, and U.S. shipping purchases.
• Earn 2x points on all other eligible purchases.
• Receive 1 Free Night Award upon card renewal every year and an additional Free Night Award after spending $60,000 in a calendar year.
• Each award can be used for one night at participating Marriott Bonvoy® hotels with redemption levels at or under 35,000 points.
• Certain hotels may have resort fees.
• Offer ends 3/20/24. To receive benefits, book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.

 Benefits and Feature of Marriott Bonvoy Business American Express Card

As a member of the Marriott Bonvoy program and a cardholder of the Marriott Bonvoy Business American Express Card, you can enjoy a 7% discount on eligible bookings when you book directly with Marriott through an eligible channel at participating properties under the Amex Business Card Rate. This is just one of the many benefits of your card. Read on to learn more.

• Earn & Redeem Free Nights: With your Marriott Bonvoy Business American Express Card, you can earn a Free Night Award every year upon card renewal and another after spending $60,000 in purchases in a calendar year. These awards can be used for one night at over 7,000 participating hotels within the Marriott Bonvoy® program worldwide (redemption level at or under 35,000 Marriott Bonvoy points). Certain hotels may have resort fees.
• Elite Night Credits: Receive 15 Elite Night Credits each calendar year towards achieving the next level of Marriott Bonvoy Elite status with your Marriott Bonvoy Business American Express Card.
• Marriott Bonvoy Air+Car Transfer Program: With the Marriott Bonvoy Air+Car Transfer Program, you can make the most of your points by redeeming them for flights and car rentals through hundreds of travel partners worldwide.
• Complimentary Marriott Bonvoy Gold Elite Status: As a cardholder, you will receive complimentary Gold Elite status with the Marriott Bonvoy program. This includes perks such as priority late checkout when available and 25% bonus points on stays when booking with a Qualifying Rate.
• Premium Internet Access: Stay connected during your travels with complimentary in-room, premium internet access at participating hotels within the Marriott Bonvoy® program. Booking requirements may apply for in-room internet access.
• No Foreign Transaction Fees: Expand your business globally without worrying about foreign transaction fees on purchases made with your card. American Express will not charge any foreign transaction fees, though there may be instances where ATMs or merchants do. So you can focus on growing your business without any extra costs. With all these benefits, the Marriott Bonvoy Business® American Express Card is a powerful tool for enhancing your travel experience and maximizing your points-earning potential.

Additional Benefits

As a Card Member with American Express, you can enjoy various benefits to make your shopping experience more secure and rewarding. These include:

• Extended Warranty: With Extended Warranty, you can extend the terms of the Original Manufacturer’s Warranty for up to one additional year on Covered Purchases made in the United States or its territories or possessions. This benefit applies to warranties of 5 years or less.
• Purchase Protection: When you use your American Express Card to make a Covered Purchase, you are eligible for Purchase Protection, which can help protect your purchase for up to 90 days from the date of purchase if it is stolen or accidentally damaged. The coverage is limited to up to $1,000 per occurrence and up to $50,000 per Card Member account per calendar year. Please make sure to read important exclusions and restrictions.
• Amex Offers: With Amex Offers, you can earn rewards on qualifying purchases by adding offers directly to your eligible Card through the American Express App. Whether you’re in line at a store or browsing online from the comfort of your couch, earning rewards has never been easier.
• Dispute Resolution: If you encounter a fraudulent or incorrect charge on your statement, we will work with you to help resolve the issue. As an American Express Card Member, you can shop with peace of mind, knowing that we have your back.

Rates and Fee

• Intro offer: Five Bonus Free Night Awards
• Annual fee: $125
• Regular APR: 20.99% – 29.99% variable
• Recommended credit: 670-850 (Good to Excellent)
• Transaction Fees: none
• Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
• Foreign Transaction Fee: None
• Late Payment Fee: Up to $39
• Over limit Fee: None
• Returned Payment Fee: $39

Rewards Rate

• 6X points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4X points per dollar on eligible purchases at restaurants worldwide, U.S. gas stations, U.S. purchases for shipping, and wireless phone services purchased directly from U.S. service providers.
• 2X points on all other eligible purchases.

Limited-Time Welcome Bonus (Ends March 20, 2024)

• Acquiring five Free Night Awards after spending $8,000 within the initial six months of card membership can earn you up to 250,000 Marriott Bonvoy points. Each Free Night Award has a redemption value of up to 50,000 points, making it ideal for high-end hotel stays during peak seasons.

Free Night Awards

• Cardholders receive one free night certificate annually after their card renewal month. This certificate, valued at up to 35,000 points, is valid for one night at hotels classified under Category 5 or below within the Marriott Bonvoy program (excluding Category 6 and 7 hotels). Remember to redeem the certificate within 12 months of issuance to avoid missing out.
• High spenders exceeding $60,000 in annual charges qualify for an additional free night certificate with the same redemption value.

Flexible Point Redemption

• Enjoy unmatched flexibility with Marriott Bonvoy points that never expire. These points allow you to book any available room without blackout date restrictions.
• Transfer points to numerous airline partners at a 3:1 ratio, with a bonus of 15,000 points when transferring in 60,000-point increments. This opens doors to diverse travel options and potentially higher redemption values through targeted airline program deals.

Complimentary Gold Elite Status

• Automatic qualification for Gold Elite status in the Marriott Bonvoy rewards program grants a 25% increase on the base points you earn for eligible hotel stays.

Business benefits for cardholders

• • Enjoy free in-room internet access at any Marriott Bonvoy hotel for seamless business connectivity.
  • Manage your business efficiently with a suite of valuable tools, including complimentary employee cards with customizable spending limits, dedicated account manager services, and a mobile receipt-tagging system (ReceiptMatch) for effortless expense tracking.

Why get the Marriott Bonvoy Business American Express Card?

• Frequent travelers and guests at Ritz-Carlton and Marriott hotels can benefit from this card.
• Earn elite status in the Marriott Bonvoy rewards program.
• Leverage business spending to earn free travel and hotel stays.
• Enjoy a flexible travel rewards card with hotel and airline rewards.
• Manage business spending with the card’s useful tools.
• Add multiple employees to your account at no extra fee.
• Designate another person to manage your account.
• Spend over $60,000 each calendar year and qualify for an additional free night award.

How to use the Marriott Bonvoy Business American Express Card?

• Use the card for most purchases in the first six months to earn the introductory bonus.
• Stay at Marriott Bonvoy hotels while traveling to earn up to 6X bonus points through your card.
• The book stays for five nights or longer to take advantage of the fifth-night free perk.
• Utilize the card’s features and benefits for a more rewarding travel experience with Marriott Bonvoy. Overall, this card offers great benefits for business travelers and those looking to maximize their rewards with Marriott Bonvoy.

Applying for the Marriott Bonvoy Business American Express Card

While the Marriott Bonvoy Business American Express Card offers enticing rewards for frequent business travelers, it’s essential to understand the application process and eligibility criteria before applying.

Eligibility Requirements

While American Express doesn’t publicly disclose exact credit score requirements for The Marriott Bonvoy Business American Express Card, it generally targets applicants with good to excellent credit history (typically above 670). Here are some general requirements to consider:

• You must be a business owner or operator.
• You should have a legal business structure (sole proprietorship, partnership, corporation, etc.).
• A valid business tax ID is typically required.
• You likely need to be in business for a minimum period (though this information isn’t always explicitly stated).

Application Process

The application process for the Marriott Bonvoy Business American Express Card can be completed online through American Express’s website. The application will likely ask for various details about your business, including:

• Business name and type
• Business tax ID
• Years in operation
• Annual revenue
• Number of employees

Customer Service

• Helpline Number: (800) 926-0143
• Official Website: American Express

Final Thoughts

The Marriott Bonvoy Business American Express Card caters specifically to frequent business travelers who stay regularly at Marriott Bonvoy properties. It delivers a compelling combination of rewards and benefits, including opportunities to earn elite status, maximize points on business spending, unlock free hotel stays through welcome bonuses and certificates, and enjoy flexible redemption options. Furthermore, the card streamlines business expense management with valuable tools. However, to qualify for this card, you’ll need a good to excellent credit history and be a business owner with a legal structure and tax ID. Consider your business travel habits and spending patterns to determine if the Marriott Bonvoy Business® American Express® Card aligns with your financial goals.

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