Delta SkyMiles® Platinum Business American Express Card Review

Delta SkyMiles® Platinum Business American Express Card

Delta SkyMiles® Platinum Business American Express Card offers a generous welcome bonus of 100,000 miles after meeting spending requirements in the first six months. Enjoy 3x miles per dollar on direct Delta purchases & hotels, 1.5x miles per dollar on single eligible purchases of $5,000 or more, and up to 50,000 additional miles per year.

Earn 1x mile per dollar on other purchases. Earn up to $10 monthly after using your enrolled Delta SkyMiles Platinum Business American Express Card for U.S. rideshare purchases with select providers. Enjoy a $120 Rosy Credit and earn up to $10 monthly in statement credits on eligible Rosy purchases using your enrolled card. Earn 1.5X miles on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more.

Delta SkyMiles® Platinum Business American Express Card of Rewards And Features

Rewards of Delta SkyMiles® Platinum Business American Express Card

• 3 miles per dollar on direct Delta purchases and purchases made directly with hotels
• 5 miles per dollar on single eligible purchases of $5,000 or more, up to 50,000 additional miles per year
• 1 mile per dollar on other purchases
• 100,000 Bonus Miles: After spending $8,000 on eligible purchases within the first six months of account opening. (Offer ends March 27, 2024)

Travel Benefits

• $150 Delta Stays Credit: An annual statement credit for booking prepaid hotels or vacation rentals through Delta Stays on delta.com.
• $120 Rideshare Credit: Up to $10 monthly statement credits for rideshare purchases with select providers.
• First Checked Bag Free: On Delta flights booked with your card.
• 15% Discount on Award Travel: When using miles to book flights on Delta.
• Priority Boarding: Board before Zone 1 on Delta flights when you show your card.
• Complimentary DoorPass subscription: Get unlimited deliveries with $0 delivery fees for one year.
• Airport Lounge Access: Get access to Delta Sky Clubs when flying Delta One, First Class, or with a same-day Delta flight ticket and a Priority Boarding pass.

Other Features

• Global Transfer Partners: Transfer miles to airlines, hotels, and other travel partners.
• Purchase Protection: Get coverage for eligible purchases in case of damage or theft.
• Return Protection: Get reimbursed for the return shipping cost of eligible items.
• Extended Warranty: Get an additional year of warranty coverage on eligible purchases.
• No Foreign Transaction Fees: Avoid fees on purchases made outside the U.S.
• Up to 99 Employee Cards: Add employee cards to your account at no additional annual fee.

Rewards Redemption of Delta SkyMiles® Platinum Business American Express Card

The Platinum Delta SkyMiles Business Credit Card from American Express offers several ways to redeem your rewards, focusing on maximizing your travel experience with Delta and its partners. Here’s a breakdown of the main redemption options:

Delta Award Flights:

• Redeem for flights on Delta and its partner airlines: This is the most common and potentially most valuable way to use your miles. You can book award flights online at delta.com or the Fly Delta app.
• 15% Award Flight Discount: When you pay taxes and fees with your card, enjoy a 15% discount on the miles portion of award flights booked on Delta flights. This is a valuable perk that can stretch your miles further.
• Companion Certificate: Each year you renew your card, you’ll receive a companion certificate for a complimentary round-trip Main Cabin ticket on Delta. This is a great way to share the travel experience with a loved one.

Pay with Miles

• Use your miles to offset the cost of eligible Delta flights (excluding taxes and fees) at 1 cent per mile. This can be a good option for topping off your miles balance for a desired flight or redeeming for shorter flights.

Other Travel-Related Redemptions

• Delta Sky Club Access: Use your miles to purchase one-time access to Delta Sky Clubs for yourself or your guests.
• Hotel Stays: Redeem miles for hotel stays at partner hotels through American Express Travel.
• Car Rentals: Use miles to book car rentals with select partners.

Statement Credits

• Global Entry or TSA PreCheck: When you pay the application fee with your card, you can get up to $100 statement credit every four years for Global Entry or $85 every 4.5 years for TSA PreCheck.
• Resy: Earn up to $120 in statement credits annually for eligible dining reservations made through Resy.
• U.S. Rideshare: Get up to $120 in statement credits annually for rideshare purchases with select providers.

Delta SkyMiles® Platinum Business American Express Card of Rates and Fees

Fees

• Annual Fee: $350
• Foreign Transaction Fee: None
• Returned Payment Fee: 39
• Overlimit Fee: None
• Late Payment: Up to $39

APR

• Regular APR: 20.99%-29.99% variable (based on your creditworthiness).
• Intro Purchase APR: N/A.
• Intro Balance Transfers APR: N/A.
• Penalty APR: 29.99%

Delta SkyMiles® Platinum Business American Express Card of Application Process

Eligibility:

• You must be a business owner or authorized representative.
• Have a good to excellent credit score (generally above 670).
• Be located in the U.S. and eligible for an Amex card.

Application Process:

• Gather Information: Business details (name, type, EIN, etc.).
• Personal details (name, address, SSN).
• Annual revenue and estimated business spending.
• Desired credit limit.
• Navigate to the Platinum Delta SkyMiles Business Credit Card.
• Accurately fill out the requested information on the American Express Apply Page.
• Review and apply.

Approval Process

• American Express will review your application based on various factors, including credit score, income, business financials, and debt-to-income ratio.
• The approval process typically takes 7–10 business days.
• You may receive instant approval, request more information, or be denied.

Tips for Approval

• Ensure all information is accurate and complete.
• Have a strong credit history and manageable debt.
• If self-employed, provide clear documentation of business income and expenses.
• Consider your spending habits and choose a credit limit that aligns with your needs.

Customer Service

• Helpline Number: 1-800-323-2323
• Official Website: American Express

Conclusion

If your ultimate goal is to snag Delta status, this card can put you on the right track. The Delta SkyMiles Platinum Business American Express Card is a high-value airline card that offers priority boarding, a free checked bag, and an introductory offer. Overall, suppose you’re a frequent Delta flyer who spends heavily on travel and other bonus categories.

The Platinum Delta SkyMiles Business Credit Card can be a valuable addition to your wallet. However, if you don’t fly Delta often or don’t value the specific travel credits and benefits, other cards with lower fees and broader reward categories might be a better fit.

WhatCard recommended credit card: 

Credit One Bank Platinum Rewards Visa Review.