Marriott Bonvoy Bold® Credit Card: 5 Must-Have Benefits

Top Travel Card: Marriott Bonvoy Bold® Credit Card with Free Night Rewards

The Marriott Bonvoy Bold® Credit Card from Chase offers travel rewards, elite status, and great earning potential. It’s ideal for frequent Marriott guests or those who want to maximize Marriott Bonvoy points. As a top no-annual-fee travel card, it provides valuable perks and rewards to enhance your trips.

Whether new to travel credit cards or a seasoned traveler, this card offers excellent value without a hefty price tag. In this comprehensive review, we will break down the details, highlighting the card’s features, benefits, and how you can maximize your Marriott Bonvoy rewards.

What is the Marriott Bonvoy Bold® Credit Card?

The Marriott Bonvoy Bold® Credit Card is one of several Marriott Bonvoy® cards offered by Chase. It’s ideal for those who often stay at Marriott hotels and want to earn points for free nights. Cardholders can earn Marriott Bonvoy points on everyday purchases and enjoy valuable travel benefits. These include Automatic Silver Elite Status, up to 14X points on Marriott stays, and a Free Night Award.

Why Choose the Marriott Bonvoy Bold® Credit Card?

The Marriott Bonvoy Credit Card is great for earning travel rewards without paying an annual fee. It offers elite status benefits that many similar cards don’t provide, adding extra value for frequent travelers. Cardholders can earn Marriott Bonvoy points and redeem them for free hotel stays or statement credits. This flexibility makes it a valuable choice for those looking to maximize travel rewards.

Card Highlights of Marriott Bonvoy Bold® Credit Card

• Earn 60,000 Marriott Bonvoy points after spending $2,000 in the first 3 months.
• Receive a Free Night Award valued up to 50,000 Marriott Bonvoy points.
• Earn 3X points on every $1 spent at participating Marriott hotels.
• Earn up to 10X points with Marriott Bonvoy membership.
• Enjoy Automatic Silver Elite Status and its perks like priority late checkout.
• Earn 2X points on grocery stores, rideshare services, and select food delivery.
• Earn 2X points on select streaming, internet, and phone services.
• There is no annual fee for cardholders, making it a great value for frequent travelers.
• There are no foreign transaction fees when making purchases abroad.
• Access travel benefits like baggage delay and trip delay insurance.
• Enjoy protection on eligible purchases with purchase protection coverage.
• Receive up to $3,000 for lost luggage reimbursement per covered traveler.
• Use Chase Pay Over Time® to break up travel purchases into monthly payments.
• Earn 40,000 bonus points per successful referral through the Refer-a-Friend program.
• The Pay Yourself Back® program allows redemption of points for qualifying travel purchases.
• Receive 5 Elite Night Credits every year to help earn higher Marriott status levels.

These highlights summarize the key features and benefits that make the Marriott Bonvoy Bold® Credit Card a valuable option for travelers seeking both rewards and protection during their trips.

Rates and Fees of Marriott Bonvoy Bold® Credit Card

• Annual Fee: $0 – No cost for cardholders to keep the card.
• APR for Purchases: 20.49% – 27.49% variable APR, depending on creditworthiness.
• APR for Cash Advances: 29.99% variable APR on cash advances.
• Cash Advance Fee: $10 or 5% of the amount, whichever is greater.
• Foreign Transaction Fee: $0 – No extra fees for purchases made outside the U.S.
• Late Payment Fee: Up to $40 if a payment is missed.
• Returned Payment Fee: Up to $40 if a payment is returned.
• Balance Transfer Fee: $5 or 5% of the amount transferred, whichever is greater.

See Full Rates and Fee

Key Features of the Marriott Bonvoy Bold® Credit Card

1. Generous New Cardmember Bonus: One of the most enticing reasons to get the Marriott Bonvoy Bold® Credit Card is its Marriott Bonvoy Bold® bonus offer. Upon signing up, new card members can earn 60,000 bonus points for a Marriott credit card after spending $2,000 on purchases within the first 3 months from account opening. This generous Marriott Bonvoy Bold® Credit Card 60,000 bonus points offer provides the opportunity to earn enough points for Free Night Awards at various Marriott hotels worldwide.

Additionally, cardmembers will earn a Free Night Award that’s valued at up to 50,000 Marriott Bonvoy points, which can be redeemed for a free stay at participating hotels. However, keep in mind that some hotels may charge resort fees, which the Free Night Award does not cover.

2. Earn Marriott Bonvoy Points: The Marriott Bonvoy Bold® Credit Card lets cardholders earn Marriott Bonvoy points for every purchase. It offers up to 14X points at Marriott hotels—the ultimate way to quickly accumulate points for hotel stays. Here’s the breakdown of how you can earn Marriott points on everyday purchases:

• 3X points for every $1 spent at participating Marriott Bonvoy hotels.
• 10X points earned through the Marriott Bonvoy rewards program if you are a Marriott Bonvoy® member.
• 1X point earned through Silver Elite Status if you have earned this status.

Additionally, the Marriott Bonvoy Bold® Credit Card allows you to earn points on other purchases, including:

• 2X points at grocery stores, rideshare services, and select food delivery apps
• 2X points for select streaming, internet, cable, and phone services

By earning points for regular purchases, you can easily build up your Marriott Bonvoy rewards balance and redeem them for free nights, upgrades, or even statement credits through the Pay Yourself Back® program.

3. Automatic Silver Elite Status: A fantastic benefit of the Marriott Bonvoy Bold® Credit Card is that it grants Automatic Silver Elite Status with the Marriott Bonvoy® program. This status provides several valuable perks:

• Priority Late Checkout (when available).
• 10% More Points: on eligible stays at Marriott hotels.
• 5 Elite Night Credits: each calendar year, which help you earn higher status levels in the Marriott Bonvoy program, like Gold Elite Status and Platinum Elite Status.

For many cardholders, Silver Elite Status offers an impressive range of benefits that help them maximize their stay experiences without the need to spend excessively to earn higher elite levels.

4. No Annual Fee: Perhaps one of the most appealing aspects of the Marriott Bonvoy Bold® Credit Card is that it comes with no annual fee. While many Marriott credit cards charge a yearly fee to access their benefits, this card provides valuable Marriott credit card rewards and travel benefits with no annual fee. This makes it an attractive option for travelers who prefer to avoid additional costs while still enjoying premium rewards.
5. No Foreign Transaction Fees: For those who travel internationally, the Marriott Bonvoy Bold® Credit Card is especially beneficial, as it comes with no foreign transaction fees. This means you won’t pay extra charges for purchases made outside the United States, which is a significant advantage for globetrotters who want to avoid costly fees when paying for hotel stays, meals, and shopping abroad.
6. Travel Protection Benefits: Along with the travel rewards and elite status benefits, the Marriott Bonvoy Bold® Credit Card also provides various travel protection benefits that can help protect you during your trips:

• Baggage Delay Insurance: If your baggage is delayed for more than 6 hours, you can receive up to $100 per day for up to 5 days for essential items like toiletries and clothing.
• Lost Luggage Reimbursement: If your baggage is lost, damaged, or stolen during your covered trip, you are eligible for reimbursement of up to $3,000 per traveler.
• Trip Delay Reimbursement: If your trip is delayed for more than 12 hours, or if you need to stay overnight, you can be reimbursed for up to $500 per covered traveler for eligible expenses such as meals and lodging.

These protections ensure that your travel is smoother and less stressful, particularly when unexpected disruptions arise.

7. Chase Pay Over Time® Option: With Chase Pay Over Time®, Marriott Bonvoy Bold® cardholders can break up qualifying travel purchases into smaller, equal monthly payments. Purchases made directly with airlines or at Marriott hotels that fall between $100 and $5,000 are eligible for Chase Pay Over Time®. There are no interest charges or plan fees—just fixed monthly payments, allowing you to manage your travel expenses more conveniently.

This feature also applies to purchases made through Amazon Checkout, where eligible purchases made using your Chase Marriott Bonvoy® Credit Card may be eligible to be paid over time. This gives cardholders more flexibility with their purchases without having to worry about paying the entire amount upfront.

How to Maximize Marriott Bonvoy Points with the Bold Card?

Maximizing the rewards you earn with the Marriott Bonvoy Bold® Credit Card requires being mindful of where and how you make your purchases. Here are a few ways to ensure you are getting the most out of your points:

1. Stay at Marriott Hotels: The card offers up to 14X points for every dollar spent at Marriott hotels. By booking your stays at Marriott properties, you’ll quickly accumulate points for your next free night or upgrade.
2. Use the Card for Everyday Purchases: Earn 2X points on grocery stores, rideshare services, and select streaming services. These purchases add up over time, making it easier to reach your point’s goal faster.
3. Refer a Friend: The Refer a Friend program allows you to earn up to 200,000 bonus points per year by referring friends to sign up for the Marriott Bonvoy Bold® Credit Card. For each successful referral, you can earn 40,000 bonus points—a significant boost to your rewards.

Comparison of Marriott Bonvoy Credit Cards vs. Other Marriott Bonvoy Cards

If you’re a frequent traveler, choosing the right credit card is key to maximizing your rewards. Below is a comparison of the Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bountiful® Credit Card, and United GatewaySM Credit Card. This table highlights the key features of each card to help you decide which one best suits your travel and spending preferences.

Comparison of Marriott Bonvoy Bold® vs. Marriott Bonvoy Boundless® vs. Marriott Bonvoy Bountiful® vs. United GatewaySM

Comparison Analysis

1. Annual Fee: The Marriott Bonvoy Bold® and United GatewaySM Credit Card come with no annual fee, making them ideal for those who want to avoid extra costs. However, the Marriott Bonvoy Boundless® ($95) and Marriott Bonvoy Bountiful® ($250) charge annual fees but offer richer rewards.
2. Bonus Offers: The Marriott Bonvoy Boundless® offers the highest bonus—100,000 points plus $150 credit after meeting a $3,000 spending requirement. In comparison, the Marriott Bonvoy Bold® gives 60,000 points, which is the lowest of the group.
3. Points Earnings: If you’re looking for higher points for Marriott stays, the Marriott Bonvoy Bountiful® stands out, offering up to 18.5X points. The Marriott Bonvoy Boundless® follows closely with 17X points, while the Marriott Bonvoy Bold® offers up to 14X points.
4. Foreign Transaction Fees: All these cards, including the United GatewaySM Credit Card, come with no foreign transaction fees.

Which Card is Worth Buying?

For great value with no annual fee, consider the Marriott Bonvoy Bold® or United GatewaySM Credit Card. If you’re a loyal Marriott guest seeking higher rewards, the Marriott Bonvoy Boundless® or Bountiful® may be better.

Why You Might Think About A Different Credit Card Than Marriott Bonvoy Bold® Credit Card?

The Marriott Bonvoy Bold® Credit Card is an excellent choice for those who frequently stay at Marriott hotels and want to earn points quickly. However, this card may not suit everyone’s financial habits or travel preferences. Before signing up, consider what other cards might offer better value depending on your spending habits and travel goals.

Best Alternatives to Consider than Marriott Bonvoy Bold® Credit Card

1. Chase Sapphire Preferred® Card: Why choose it? If you prefer a more versatile travel card, the Chase Sapphire Preferred® offers 2X points on travel and dining, plus a significant 60,000-point bonus after meeting the minimum spend. You can transfer these points to a variety of travel partners, making it ideal for those who want flexibility beyond Marriott hotels.

3. Capital One Venture Rewards Credit Card: Why choose it? The Capital One Venture Rewards Credit Card earns 2X miles on every purchase, making it a better option for those who want to earn rewards on all their spending. Plus, it comes with a 75,000-mile sign-up bonus after meeting the spending requirement.
4. The Platinum Card® from American Express: Why choose it? For travelers looking for luxury perks, the Platinum Card® offers exclusive access to airport lounges, 5X points on flights booked directly with airlines, and 100,000 points after meeting the spending requirement. This is a perfect choice for frequent flyers and those who enjoy premium benefits.

The Marriott Bonvoy Bold® Credit Card is great for Marriott fans, but other cards may offer better perks. Depending on your needs, some cards provide higher rewards, more flexibility, or additional travel benefits. For broader travel rewards, consider the Chase Sapphire Preferred® or Capital One Venture Rewards Credit Card.

How to Apply for the Marriott Bonvoy Bold® Credit Card

To apply for the Marriott Bonvoy Bold® Credit Card, visit Chase’s website and fill out the online application.

Application Process:

• The process is simple. You’ll need to provide your name, mailing address, and annual income.
• Your primary source of income is also required.
• Make sure you have your Marriott Bonvoy membership details ready.

Frequently Asked Questions (FAQs)

Final Thoughts

The Marriott Bonvoy Bold® Credit Card is great for earning Marriott Bonvoy points without high costs.

It has no annual fee, automatic Silver Elite Status, and lets you earn up to 14X points at Marriott hotels. Frequent Marriott guests can maximize their rewards with this travel-friendly credit card.

This card offers flexible rewards, purchase protection, and valuable travel benefits. It helps make trips more enjoyable and rewarding. You can earn points on hotel stays, grocery shopping, and travel expenses—without worrying about annual fees.