Marriott Bonvoy Bountiful® Card: Earn 85,000 Points & Free Night

Chase Marriott Bonvoy Bountiful® Credit Card: Perks, Rewards & Benefits Explained

The Marriott Bonvoy Bountiful® Credit Card is a compelling travel credit card offered by Chase, designed to reward both frequent Marriott guests and those who are eager to explore the world of hotel loyalty programs. With an impressive point’s structure, an attractive sign-up bonus, and a variety of benefits, this card appeals to anyone who seeks premium rewards and perks for their travel and spending. In this detailed review, we will explore the features, benefits, and overall value of the Marriott Bonvoy Bountiful® Credit Card so you can decide if it’s the right fit for your travel needs.

Overview of the Chase Marriott Bonvoy Bountiful® Credit Card

The Marriott Bonvoy Bountiful® Credit Card is tailored for those who frequently stay at Marriott hotels or want to earn rewards while making everyday purchases. This card offers excellent earning potential, valuable Marriott Bonvoy® Points, and various travel benefits that make it one of the top contenders in the travel credit card category. From earning bonus points on purchases to offering travel protection benefits, this card comes with a range of features that enhance the overall travel experience.

Card Highlights

• Earn 85,000 Bonus Points after spending $4,000 in the first 3 months.
• Earn up to 18.5X Marriott Bonvoy® Points at participating Marriott hotels.
• 6X Marriott Bonvoy® Points on Marriott hotel stays.
• 4X Marriott Bonvoy® Points on dining and grocery purchases (up to $15,000 annually).
• 2X Marriott Bonvoy® Points on all other purchases.
• Automatic Gold Elite Status with Marriott Bonvoy® membership.
• Receive a Free Night Award Marriott after spending $15,000 annually.
• Enjoy no foreign transaction fees on international purchases.
• Access to Visa Signature Concierge Service for travel and lifestyle needs.
• Travel protections include baggage delay, lost luggage reimbursement, and trip delay coverage.
• $250 annual fee, which is offset by travel perks and rewards.
• 1,000 Bonus Points per eligible Marriott stay.
• Marriott Bonvoy Points never expire as long as you make a purchase every 24 months.
• Card members can redeem points for free hotel stays, flights, and more.
• The Chase Pay over Time feature provides flexibility in payments.
• Instant access to your card through a digital wallet option (Apple Pay®, Google Pay™).

This Marriott Bonvoy Bountiful® Credit Card offers excellent rewards for frequent travelers and Marriott guests. A generous points-earning structure and valuable travel benefits make it an attractive option for those looking to maximize their travel rewards.

Rates and Fees for the Chase Marriott Bonvoy Bountiful® Credit Card

• Annual Fee: $250
• APR for Purchases: 20.49%–27.49% variable APR, depending on creditworthiness.
• APR for Cash Advances: 29.99% variable APR.
• Penalty APR: 29.99% variable APR may apply after a late payment.
• Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater.
• Foreign Transaction Fee: None – enjoy fee-free international purchases.
• Late Payment Fee: Up to $40, depending on your account status.
• Returned Payment Fee: Up to $40.
• Balance Transfer Fee: Either $5 or 5% of the transfer amount, whichever is greater.
• Minimum Interest Charge: $1.50 if applicable.

This Marriott Bonvoy Bountiful® Credit Card has competitive fees considering its rewards structure and travel benefits. The $250 annual fee provides excellent value with perks like bonus points, Free Night Award, and travel protections. The card also offers no foreign transaction fees, making it ideal for international travel. Be aware of the APR range and additional costs for cash advances, late payments, and balance transfers.

See Full Rates and Fee

Key Features of the Chase Marriott Bonvoy Bountiful® Credit Card

Let’s break down the main features of the card so you can understand how it stands out in the travel credit card space:

1. 85,000 Bonus Points: Earn 85,000 Bonus Points after spending $4,000 within the first 3 months from account opening.
2. Up to 18.5X Marriott Bonvoy® Points: Earn up to 18.5X Marriott Bonvoy® Points at participating Marriott hotels, depending on your Marriott Bonvoy® membership and status.
3. 4X Points on Dining and Grocery: Earn 4X Marriott Bonvoy® Points on the first $15,000 spent in combined dining and grocery purchases each year.
4. 2X Points on All Other Purchases: For every other purchase, you earn 2X Marriott Bonvoy® Points.
5. c: The card’s annual Fee is $250, which awards and perks can easily justify.
6. No Foreign Transaction Fees: There are no fees for international purchases, which is a great benefit for those who frequently travel abroad.

How the Marriott Bonvoy Bountiful® Credit Card Works?

When you sign up for the Marriott Bonvoy Bountiful® Credit Card, you become a part of the Marriott Bonvoy® loyalty program, where your spending can turn into Marriott Bonvoy® Points that can be redeemed for free hotel stays and other rewards.

The beauty of this card lies in how you earn and redeem Marriott Bonvoy® Points. Marriott Bonvoy® Points can be used for hotel bookings, upgrades, vacation packages, and even for transferring to airline frequent flyer programs. Additionally, Marriott Bonvoy® Points don’t expire as long as you make at least one purchase on your card every 24 months, so you don’t need to worry about losing your hard-earned rewards.

Understanding Marriott Bonvoy® Points Earning Potential

With the Marriott Bonvoy Bountiful® Credit Card, your ability to earn Marriott Bonvoy® Points is enhanced in several ways. Let’s dive deeper into the details of the card’s Marriott Points Earning structure:

1. 6X Marriott Bonvoy® Points at Marriott Hotels: When you book a stay at a Marriott Bonvoy®-participating hotel, you earn 6X Marriott Bonvoy® Points for every dollar spent. Marriott offers more than 7,000 hotels across the globe, ranging from budget-friendly properties to high-end resorts. Whether you’re planning a family vacation, a business trip, or a luxury getaway, staying at Marriott hotels allows you to rack up valuable Marriott Bonvoy® Points.
2. Up to 18.5X Points at Participating Hotels: Beyond the 6X Marriott Bonvoy® Points, you can earn up to 18.5X Marriott Bonvoy® Points for each stay, based on your Marriott Bonvoy® membership and Elite Status If you’re a Gold Elite member (automatically granted when you’re a Marriott Bonvoy Bountiful® Cardmember), you earn an additional 2.5X Marriott Bonvoy® Points. Additionally, the Marriott Bonvoy® Program gives you up to 10X Points for each stay, ensuring you earn as many points as possible during your trips.
3. 4X Points on Dining and Grocery Purchases: The card offers 4X Marriott Bonvoy® Points on the first $15,000 you spend each year at grocery stores and dining establishments. This benefit ensures that your daily expenses are also rewarding, whether you’re grocery shopping or dining out at restaurants.
4. 2X Points on All Other Purchases: On purchases beyond dining and groceries, you earn 2X Marriott Bonvoy® Points for every dollar spent. While this rate may seem lower, it’s still a strong earning rate that allows you to accumulate points for travel, shopping, and other everyday purchases.
5. 85,000 Bonus Points: A Great Way to Start: One of the standout features of the Marriott Bonvoy Bountiful® Credit Card is the 85,000 Bonus Points offered after you spend $4,000 within the first 3 months. This large bonus can significantly boost your Marriott Bonvoy® account balance, giving you a head start on booking free nights at Marriott properties or redeeming for other rewards within the Marriott Bonvoy® program.

Related: IHG One Rewards Premier Credit Card: 5 Must-Know Perks

Marriott Bonvoy Bountiful® Benefits for Travelers

The Marriott Bonvoy Bountiful® Credit Card offers more than just the ability to earn points. It also comes with a range of Marriott Bonvoy® Credit Card Benefits designed to make your travels easier and more enjoyable. Let’s explore the key perks and benefits of this card in more detail:

1. Free Night Award Marriott Bonvoy Credit Card: One of the most sought-after benefits of the Marriott Bonvoy Bountiful® Credit Card is the Free Night Award Marriott that cardholders receive each year. Once you spend $15,000 on your card in a calendar year, you’ll earn a Free Night Award that can be used for a stay at a Marriott property with a redemption level of up to 50,000 Marriott Bonvoy® Points. This benefit can provide a great value if you redeem it at a mid-range or luxury hotel.
2. Gold Elite Status Marriott: Gold Elite Status is automatically granted to Marriott Bonvoy Bountiful® Cardmembers every year. This status comes with a range of Marriott Bonvoy® Program perks, such as room upgrades (when available), priority late checkout, and bonus points on eligible stays. Gold Elite Status can also help you reach higher levels of Marriott Bonvoy® membership over time, unlocking even more valuable benefits.
3. Elite Night Credits: Each year, you’ll receive 15 Elite Night Credits as a cardholder. These credits help you fast-track your way to higher Elite Status within the Marriott Bonvoy® Program. With Elite Night Credits, you don’t have to stay as many nights at Marriott properties to qualify for elite status, making it easier to unlock premium perks like room upgrades, lounge access, and more.
4. Travel Protection Benefits: The Marriott Bonvoy Bountiful® Credit Card also provides essential travel protection to ensure your peace of mind during your travels. Some key features include:

• Baggage Delay Insurance: If your baggage is delayed for more than 6 hours, you can be reimbursed for essential purchases (up to $100 per day for up to 5 days).
• Lost Luggage Reimbursement: If you’re checked or carry-on luggage is lost, damaged, or stolen, you’re covered for up to $3,000 per traveler.
• Trip Delay Reimbursement: If your common carrier travel is delayed by more than 12 hours, you’ll be reimbursed for meals, lodging, and other essential expenses, up to $500 per traveler.
• Purchase Protection: Your eligible purchases are covered for 120 days against damage or theft, and you can be reimbursed up to $500 per item.
• Visa Signature Concierge Service: The Visa Signature Marriott Bonvoy® Bountiful® Credit Card also gives you access to Visa Signature Concierge Service. This 24/7 service can assist you with booking travel arrangements, finding tickets for exclusive events, securing hard-to-get restaurant reservations, and even helping you send the perfect gift.
• No Foreign Transaction Fees: One of the Marriott Bonvoy Bountiful® Credit Card’s most attractive features is that it has no foreign transaction fees. This makes it ideal for international travelers who want to avoid paying extra fees when making purchases abroad.

Is the Marriott Bonvoy Bountiful® Credit Card Worth It?

The Marriott Bonvoy Bountiful® Credit Card is an excellent choice for frequent travellers who want to earn Marriott Bonvoy® Points quickly, enjoy premium travel benefits, and gain access to exclusive offers. While the $250 annual fee may seem high, the 85,000 bonus points and various perks—such as the Free Night Award, Gold Elite Status, and travel protections—can make this card well worth the cost, especially for those who stay at Marriott properties regularly.

Comparison of Marriott Bonvoy Bountiful® Card vs. Other Credit Cards

The Marriott Bonvoy Bountiful® Credit Card, Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, and United ClubSM Infinite Card are all popular choices for travelers. They each offer unique benefits that cater to different needs. Here’s a comparison of these cards based on key factors such as bonus offers, annual fees, rewards, and travel perks.

Comparison of Marriott Bonvoy Bountiful® Credit Card vs. Marriott Bonvoy Boundless® vs. Marriott Bonvoy Bold® vs. United ClubSM Infinite Card

Comparison Analysis

1. Bonus Points: The Marriott Bonvoy Boundless® Credit Card offers the highest bonus of 100,000 points and a $150 statement credit, making it the most rewarding for new cardholders. Marriott Bonvoy Bountiful® Credit Card follows with 85,000 points.
2. Annual Fees: The Marriott Bonvoy Bold® Credit Card has no annual fee, making it an excellent choice for budget-conscious travelers. The United ClubSM Infinite Card has the highest yearly Fee, at $525, but it offers premium travel perks.
3. Rewards: The Marriott Bonvoy Bountiful® Credit Card and Marriott Bonvoy Boundless® Credit Card offer the highest rewards rates at Marriott hotels, with up to 18.5X points for the Bountiful card and 17X points for the Boundless card. Both provide excellent hotel rewards.
4. Travel Perks: The United ClubSM Infinite Card stands out for its luxury travel benefits, such as access to United Clubs and free checked bags, making it ideal for frequent United Airlines flyers.

Which One Fits Your Travel Lifestyle?

If you are a frequent Marriott Bonvoy® guest, the Marriott Bonvoy Bountiful® Credit Card or Marriott Bonvoy Boundless® Credit Card are the best options. The Bountiful card provides the highest total points, while the Boundless card offers a substantial bonus and lower annual Fee. However, if you’re looking for premium travel benefits like lounge access, the United ClubSM Infinite Card could be worth the high Fee. The Marriott Bonvoy Bold® Credit Card is ideal for those who want no annual fee while still earning great rewards at Marriott hotels.

Why You Might Think About a Different Credit Card Than Marriott Bonvoy Bountiful® Credit Card?

While the Marriott Bonvoy Bountiful® Credit Card offers excellent benefits for frequent travelers, it’s not the right fit for everyone. Before you commit to this travel rewards card, consider what alternatives might better suit your needs based on your travel habits and spending patterns.

1. Annual Fee Consideration: The Marriott Bonvoy Bountiful® Credit Card has a $250 annual fee. However, if you’re looking to avoid high annual fees, there are several great cards with no annual fee or lower fees that still offer impressive rewards.

2. Better Rewards for Everyday Purchases: The Marriott Bonvoy Bountiful® Credit Card earns 2X points on all other purchases. Still, if you spend significantly in categories like groceries, dining, or gas, there are credit cards that offer higher earning rates in these areas.

3. More Flexible Travel Perks: If you’re looking for more comprehensive travel perks, like lounge access, travel insurance, or comprehensive reward options, other travel credit cards may be a better choice. Some cards offer travel rewards that are not tied to a specific brand or hotel chain, offering more flexibility.

Best Alternatives to the Marriott Bonvoy Bountiful® Credit Card

1. Chase Sapphire Preferred® Card: The Chase Sapphire Preferred® Card offers 2X points on travel and dining, making it ideal for frequent travelers who also dine out often. Plus, it comes with a lower annual fee of $95, making it a strong competitor.

2. Capital One Venture Rewards Credit Card: With the Capital One Venture Rewards Credit Card, you earn 2X miles on every purchase, providing more flexibility than a brand-specific card. It also has a $95 annual fee and offers a large sign-up bonus.

3. Discover it® Miles: f you want to earn unlimited 1.5X miles on every purchase with no annual fee, the Discover it® Miles card could be a great option. It’s especially appealing to those who prefer simple, straightforward rewards.

4. Citi Premier® Card: The Citi Premier® Card offers 3X points on travel, including gas stations, making it a solid choice for frequent travelers who want to earn more on everyday purchases.

While the Marriott Bonvoy Bountiful® Credit Card is great for loyal Marriott guests, it may not be the best choice for everyone. If you’re seeking more flexible rewards, lower annual fees, or better benefits on everyday spending, consider one of the other options mentioned above. Always choose the card that best aligns with your spending habits and travel goals.

Frequently Asked Questions (FAQs)

Conclusion

In conclusion, the Marriott Bonvoy Bountiful® Credit Card is a strong contender in the travel rewards credit card space, offering valuable rewards, travel protections, and hotel perks for frequent Marriott guests. With its 85,000 Bonus Points, up to 18.5X Marriott Bonvoy® Points at Marriott hotels, and elite status benefits, it is a solid choice for anyone looking to maximize their Marriott.