Unlock Free Nights with Chase Marriott Bonvoy Boundless® Card!

Chase Marriott Bonvoy Boundless® Credit Card Review: Earn Big Rewards

If you are a frequent traveler or someone who loves to stay at Marriott hotels, the Marriott Bonvoy Boundless® Credit Card is a highly rewarding option. Offering a variety of benefits, such as Marriott Bonvoy points, free hotel stays, and unique travel perks, this card stands out for its travel rewards and hotel loyalty program.

In this detailed review, we’ll cover everything you need to know about the Marriott Bonvoy Boundless® Credit Card, including how to earn and redeem Marriott points, the card’s annual fee, APR details, and the additional Marriott card benefits that make this card a must-have for those loyal to Marriott’s hotels and resorts.

Chase Marriott Bonvoy Boundless® Credit Card

The Marriott Bonvoy Boundless® Credit Card is issued by Chase and is designed to cater to travelers who want to earn significant rewards and perks at Marriott hotels. As part of the Marriott Bonvoy® loyalty program, cardmembers enjoy special benefits like Silver Elite Status, a Free Night Award Marriott, and the ability to accumulate Marriott Bonvoy points quickly. With this card, you can unlock exclusive benefits when you travel, dine, or shop, all while building your Marriott points balance for future trips.

Card Highlights of Marriott Bonvoy Boundless® Credit Card

• Earn 100,000 bonus points after spending $3,000 in the first 3 months.
• Receive a $150 statement credit after your first purchase within 12 months.
• Earn 6X Marriott points on Marriott hotel stays, including resorts and vacation rentals.
• Get 3X points on dining, grocery store, and gas station purchases (up to $6,000 annually).
• Earn 2X points on all other purchases, including everyday expenses.
• Receive an Annual Free Night Award Marriott (up to 35,000 points) each year after the card anniversary.
• Automatic Silver Elite Status within the Marriott Bonvoy® program.
• Enjoy no foreign transaction fees when traveling abroad.
• Baggage Delay Insurance provides up to $100 per day for 5 days.
• Lost luggage reimbursement of up to $3,000 per traveler for lost or damaged baggage.
• Trip Delay Reimbursement covers up to $500 for travel delays over 12 hours.
• Purchase Protection covers eligible purchases for 120 days against damage or theft.
• Get access to Visa Concierge services to book travel, make reservations, and more.
• Chase Pay Over Time allows flexibility with purchases and payments.
• Foreign transaction fees are waived on international purchases.
• Cardmembers receive Elite Night Credit to accelerate towards Gold or Platinum Status.
• Enjoy access to the Chase rewards program and Marriott’s extensive hotel network.

Rates and Fees of Marriott Bonvoy Boundless® Credit Card

• Annual Fee: $95
• APR for Purchases: 20.49% – 27.49% (variable)
• APR for Cash Advances: 27.49% (variable)
• Penalty APR: Up to 29.99% (variable), applied after late payments
• Minimum Interest Charge: $1.50
• Cash Advance Fee: 5% of the amount or $10, whichever is greater
• Balance Transfer Fee: 5% of the amount or $5, whichever is greater
• Foreign Transaction Fee: $0 (no fee for purchases outside the U.S.)
• Returned Payment Fee: Up to $39
• Late Payment Fee: Up to $40
• Over limit Fee: None

The Marriott Bonvoy Boundless® Credit Card offers great value with no foreign transaction fees and an annual fee of $95. However, cardholders should be mindful of high APRs for purchases and cash advances, which can go as high as 27.49%. With a generous 100,000 bonus points offer, the annual fee is relatively low compared to many premium travel cards. If you carry a balance, it is essential to keep an eye on the APR and other fees to avoid paying higher costs.

See Full Rates and Fee

Key Features and Benefits of Marriott Bonvoy Boundless® Credit Card

1. Welcome Offer ($150 Statement Credit + 100,000 Bonus Points): One of the standout features of the Marriott Bonvoy Boundless® Credit Card is its limited-time offer for new card members. When you apply for and are approved for the card, you can earn 100,000 bonus points by spending $3,000 within the first 3 months. Additionally, you’ll receive a $150 statement credit after making your first purchase within 12 months of opening your account. This combination of statement credit and bonus points makes it an excellent choice for those who plan to make a significant purchase soon after opening their account.

Unlike, the Hyatt Business Card which offers 60,000 bonus points, these 100,000 bonus points are enough for a few nights at Marriott hotels, depending on the category of the hotel you choose. If you use these points for a free night redemption, you can take advantage of Marriott points redemption at luxury hotels or use them to cover more affordable stays.

2. Earn Marriott Bonvoy Points on Every Purchase: Another benefit of the Marriott Bonvoy Boundless® Credit Card is the ability to earn Marriott Bonvoy points on every purchase you make. The rewards program is structured as follows:

• 6X Marriott points per $1 spent at over 7,000 participating Marriott hotels worldwide.
• 3X points per $1 spent on the first $6,000 spent annually on groceries, gas stations, and dining. This is a great option for those who regularly shop at grocery stores or eat out at restaurants.
• 2X points per $1 on all other purchases, including everyday transactions that don’t fall under the 3X category.

The Marriott Bonvoy Boundless® Credit Card lets you earn points on Marriott Bonvoy purchases, as well as Marriott points earned on travel and dining. This ensures that whether you’re staying at a hotel or making everyday purchases, you are collecting points that will eventually contribute to Free Night Rewards and other travel-related rewards.

3. Free Night Award Marriott: As a card member, you will receive an Annual Free Night Award from Marriott after your card anniversary. This award is valid for a one-night stay at a participating Marriott property worth up to 35,000 Marriott Bonvoy points. This Free Night Award can be used at any of Marriott’s more than 7,000 hotels worldwide, including luxury resorts, offering significant value for your annual Fee.

Additionally, you can apply the Free Night Award Marriott for stays at hotels with a higher redemption level. However, you might need to pay for the difference in points or cover the resort fees that some Marriott properties may charge.

4. Silver Elite Status: As a card member, you are automatically granted Silver Elite Status within the Marriott Bonvoy® membership This status offers benefits such as priority late checkouts and a 10% bonus on points earned from hotel stays. If you want to move up to Gold Status, you can earn it by spending $35,000 annually on the card.

Silver Elite Status also allows you to earn Elite Night Credits to advance to Gold or Platinum status. You will automatically receive 15 Elite Night Credits each calendar year, which gives you a head start toward achieving higher Marriott status levels and the perks that come with them.

5. No Foreign Transaction Fees: When you use the Marriott Bonvoy Boundless® Credit Card to make purchases while traveling internationally, you won’t be charged foreign transaction fees. This is a valuable benefit if you frequently travel abroad and want to avoid the additional costs that many other credit cards charge for foreign purchases. Avoiding foreign transaction fees can save you a significant amount of money, especially on large travel expenses like flights or hotel stays.
6. Travel Protection Benefits: The Marriott Bonvoy Boundless® Card offers a suite of travel protection benefits to help safeguard you during your trips. These benefits include:

• Baggage Delay Insurance: If your baggage is delayed for over 6 hours, you are reimbursed for essential purchases like toiletries and clothing, up to $100 per day for 5 days.
• Lost Luggage Reimbursement: If you’re checked or carry-on luggage is lost, damaged, or stolen, you can receive up to $3,000 per covered traveler.
• Trip Delay Reimbursement: If your common carrier travel is delayed for more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses like meals and lodging, up to $500 per traveler.
• Purchase Protection: Eligible purchases are covered for 120 days against damage or theft, up to $500 per item.

These protections make this travel rewards credit card even more attractive, providing peace of mind during your travels.

7. Visa Concierge Services: One additional benefit of the Visa Signature® Marriott card is access to Visa Concierge This premium service can assist you with travel arrangements, including finding tickets for events, booking restaurant reservations, and even helping with personalized gifts or shopping experiences.

How to Earn Marriott Bonvoy Points with the Marriott Bonvoy Boundless® Credit Card?

Marriott points earning is one of the most attractive aspects of the Marriott Bonvoy Boundless® Credit Card. Here are some strategies to maximize your point accumulation:

1. Stay at Marriott hotels: The best way to earn Marriott points is to stay at Marriott hotels and use your Marriott credit card for bookings. You will earn 6X points per $1 spent at Marriott hotels.
2. Use the card for dining and travel: The 3X points rate applies to grocery stores, gas stations, and dining, so using your card for these categories can help you accumulate points more quickly.
3. Use your points wisely: After you’ve accumulated enough Marriott points, redeem them for free hotel stays or use them for flight redemptions through Marriott’s travel partners.

With a Marriott Bonvoy Boundless® card, you can also participate in Chase rewards programs, making it easier to transfer points to airlines or other partners.

How to Redeem Marriott Bonvoy Points?

Once you have accumulated enough Marriott Bonvoy points, you can redeem them in several ways:

1. Hotel Stays: The most popular redemption option is to use your points for Marriott hotel stays at over 7,000 properties worldwide. The redemption level varies depending on the hotel category, with luxury hotels requiring more points for a free night stay.
2. Free Night Awards: You can redeem your Free Night Award Marriott each year to enjoy a free night at participating hotels, which can save you hundreds of dollars on accommodations.
3. Points Transfer: You can also transfer your points to over 40 airline partners, giving you the flexibility to use your points for airfare if that’s more suitable for your travel needs.

How to Maximize Your Marriott Bonvoy Boundless® Card Benefits?

To get the most value out of your Marriott Bonvoy Boundless® Credit Card, it’s important to take full advantage of all the benefits available to card members. For example:

1. Please pay attention to the Annual Free Night Award and use it for a hotel stay that would typically be out of your price range.
2. Take advantage of your Silver Elite Status to enjoy upgraded rooms and better perks at Marriott properties.
3. Use the card for dining, travel, and everyday purchases to earn Marriott points in all categories.

By combining the Marriott Bonvoy Boundless® benefits with the bonus points and rewards structure, you can easily accumulate Marriott points and get even more value from your card.

Marriott Bonvoy Boundless® Credit Card vs. Marriott Bonvoy Bountiful® vs. Marriott Bonvoy Bold® vs. United ClubSM Infinite Card

Understanding the key features, offers, and fees can help you make an informed decision. When choosing the right travel credit card below, we compare four popular cards: the Marriott Bonvoy Boundless® Credit Card, the Marriott Bonvoy Bountiful® Credit Card, the Marriott Bonvoy Bold® Credit Card, and the United ClubSM Infinite Card. The table below highlights the key differences to help you select the best one for your needs.

Comparison of Marriott Bonvoy Boundless® vs. Marriott Bonvoy Bountiful® vs. Marriott Bonvoy Bold® vs. United ClubSM Infinite

Comparison Analysis

1. Marriott Bonvoy Boundless® Credit Card: For a low annual fee of $95, you can earn up to 100,000 bonus points and an annual free night award. This is an excellent card for frequent Marriott travelers who want to earn high points, up to 17X points at Marriott hotels.
2. Marriott Bonvoy Bountiful® Credit Card: This card has a higher annual fee of $250 but offers up to 18.5X points at Marriott hotels. It provides 85,000 bonus points, making it great for those looking to earn more points, though it lacks a free night award.
3. Marriott Bonvoy Bold® Credit Card: With no annual fee, this card is ideal for those seeking to earn 60,000 bonus points plus a free night. It offers 14X points at Marriott hotels, but its earning rate is lower compared to the others.
4. United ClubSM Infinite Card: For those who prefer airline benefits, this card comes with a $525 annual fee but offers valuable perks like United Club membership and two free checked bags. It provides 80,000 bonus miles and 4X miles on United purchases.

You can also consider American Express Platinum Card which offers 125,000 points but you need to spend $8000 within the first 6 months. Another great card IHG One Rewards Premier also offers 170,000 bonus points with a $4,000 spending in the first 3 months.

Which Card is Worth Buying?

If you frequently stay at Marriott properties, the Marriott Bonvoy Boundless® Credit Card is likely the best value with its low Fee and high points earning potential. However, if you want more rewards at Marriott hotels and can justify a $250 annual fee, the Marriott Bonvoy Bountiful® Credit Card might be more appealing. For those who seek a no-annual-fee option, the Marriott Bonvoy Bold® Credit Card offers solid rewards and a free night. The United ClubSM Infinite Card is the best choice for travelers who prioritize airline perks with a focus on United Airlines.

Why You Might Think About A Different Credit Card Than Marriott Bonvoy Boundless® Credit Card?

The Marriott Bonvoy Boundless® Credit Card offers enticing rewards for frequent travelers, especially those who stay at Marriott properties. With up to 100,000 bonus points, annual free night awards, and 17X points for Marriott hotel stays, it’s a fantastic option for earning Marriott Bonvoy points. However, there are a few reasons why you might consider a different credit card, depending on your preferences and travel habits.

1. High Annual Fee: While the Marriott Bonvoy Boundless® Credit Card’s $95 annual fee is reasonable for many, it may not be the best option if you want to avoid fees altogether. Cards like the Marriott Bonvoy Bold® Credit Card offer similar benefits with no annual fee, making them an attractive choice for those who want to save on fees.

2. Limited Hotel Reward Options: The Marriott Bonvoy Boundless® Credit Card primarily benefits travelers who stay at Marriott hotels. Suppose you prefer a wider selection of hotel chains. In that case, cards like the Chase Sapphire Preferred® Card offer more flexible travel rewards and points redemption options for a variety of hotel brands and airlines.

3. Travel Perks: If you’re seeking additional travel perks, such as lounge access, priority boarding, or an extra baggage allowance, the United ClubSM Infinite Card might be a better choice. It offers access to United Club lounges, two free checked bags, and 4X miles on united purchases—great for loyal United Airlines customers.

Best Alternatives to Marriott Bonvoy Boundless® Credit Card

The Chase Sapphire Preferred® Card has a $95 annual fee. It offers 60,000 bonus points after spending $4,000 in 3 months. You earn 2X points on travel and dining and 5X on travel through Chase. It also provides 25% more value when redeeming points for travel and has strong travel protections.

The Marriott Bonvoy Bold® Credit Card has no annual fee and gives 30,000 points after spending $1,000 in the first 3 months. You earn 3X points at Marriott hotels and 2X points on select categories. This card includes Silver Elite Status and provides 5 Elite Night Credits annually.

The United Club Infinite Card carries a $525 annual fee. It offers 80,000 miles after qualifying purchases and 4X miles on United purchases. Other perks include United Club membership, free checked bags, and priority boarding for flights.

The Capital One Venture Rewards Credit Card has a $95 annual fee. It provides 75,000 miles plus a $250 travel credit after qualifying purchases. You earn 2X miles on every purchase. Additional benefits include a $100 Global Entry/TSA PreCheck credit and travel protections.

When considering your credit card options, always evaluate your spending habits and the rewards that align with your lifestyle.

Frequently Asked Questions (FAQs)

Conclusion

The Marriott Bonvoy Boundless® Credit Card is an excellent choice for those who frequently stay at Marriott hotels and want to maximize their travel rewards. The 100,000 bonus points offer, coupled with the ability to earn up to 17X points at Marriott hotels, makes it a valuable card for travelers. The Annual Free Night Award, Silver Elite Status, and travel protection benefits only add to its appeal. With a relatively low annual fee and no foreign transaction fees, it’s an attractive option for Marriott loyalists and frequent travelers.